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Blog · October 14, 2026 · North Carolina

Bertie County Flood Zone Map, North Carolina

How to check if a property in Bertie County sits in a FEMA flood zone, and what the answer means for a buyer near Colerain.

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Is that lot in Powellsville in a flood zone? The Bertie County flood zone map answer comes from FEMA, and it's free to look up. You can check it yourself for any Powellsville address in a few minutes.

The sections below go from the FEMA search to the Bertie County parcel record, then cover insurance, permits and map changes near Kelford.

Where to see the official Bertie County flood zone map

Open the FEMA Flood Map Service Center and type a county street address, say one in Kelford. The site returns the effective Flood Insurance Rate Map (FIRM) panel covering that Kelford location, which you can view or download. For an interactive view of Bertie County, the National Flood Hazard Layer viewer is easier to use, which shows how much of a Bertie County parcel sits inside the zone. Switch to the Bertie County ArcGIS parcel map and locate the same tract close to Aulander. The Bertie County record gives the parcel identifier and legal description that an insurer or lender near Kelford may ask for.

Finding the tract on the Bertie County map

The county's own public map is the Bertie County ArcGIS parcel map, built on an Esri ArcGIS web map, and it opens without an account for parcels in Kelford and the rest of the county. Most people locate their Bertie County tract fastest by searching an address in Lewiston Woodville, then clicking the outline. Our Bertie County, NC page keeps the official link and the maps next door to Lewiston Woodville in one place.

Reading the zones on a Bertie County flood map

On the FIRM covering Bertie County, zones that start with A or V are Special Flood Hazard Areas, meaning FEMA estimates a 1-percent annual chance of flooding. Zone AE near Aulander means FEMA published a base flood elevation; plain Zone A means no detailed elevation was studied. Land near Aulander in shaded X (Zone B on older maps) is moderate risk, between the 1-percent and 0.2-percent annual chance lines. Unshaded X (or C) on the Bertie County panel means minimal risk.

Unmapped creeks in Bertie County

A creek near Aulander that shows no detailed zone, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.

A short buyer checklist for Aulander

Request any past flood claims history for a Bertie County property before closing; it tells you more than the map alone. Then call an insurance agent who writes policies around Aulander and get a quote using the zone and the county parcel address.

Reading the fine print on a Bertie County panel

Zones on the map covering Aulander can change after a restudy, so the date on the county panel matters. Floodways, shown as hatched areas on some panels, are the channel and nearby land that must stay open, and building there near Askewville faces the strictest rules.

Insurance, permits and map changes

Here's why the zone matters at a closing in Kelford. When a Bertie County home sits in a Special Flood Hazard Area and carries a federally backed mortgage, flood insurance is mandatory, as long as Bertie County or the town participates in the NFIP. Outside the A zones around Aulander, coverage is optional, although some lenders require it anyway. When a county homesite is on a rise inside a mapped zone, a Letter of Map Amendment request is the formal route; a surveyor near Aulander can supply the elevation data. New construction in a Bertie County Special Flood Hazard Area typically needs a floodplain permit; the Bertie County floodplain administrator can say what applies.

Bertie County, NC: common questions

Can a flood zone in Bertie County be changed?

An owner near Colerain can request a Letter of Map Amendment from FEMA with elevation data, typically from a licensed surveyor.

My lot in Askewville shows Zone AE. What does that mean?

For a Bertie County parcel, Zone AE means a Special Flood Hazard Area with a 1-percent annual chance of flooding and a published base flood elevation.

What is a base flood elevation for a Bertie County property?

For a county property in Zone AE, it's the projected water surface in the base flood, and a surveyor compares the building near Askewville to it.

Is there a floodplain layer in the Bertie County ArcGIS parcel map?

Check the layer list in the Bertie County ArcGIS parcel map; if Bertie County includes a floodplain layer, confirm the zone on FEMA's map anyway.

Can I build in a flood zone in Bertie County?

Often, but local floodplain rules apply; ask the county or town building office in Askewville before you buy.

How can I check a Bertie County, NC flood zone?

Look it up at FEMA's Flood Map Service Center, then match the parcel lines in the Bertie County ArcGIS parcel map; for land near Colerain, a zone starting with A or V is high risk.

Open the official Bertie County, NC parcel map Bertie County in the Platbookmapper directory

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