Blog · October 14, 2026 · Indiana
Bloomington Flood Zone Map, Indiana: a practical guide
Flood zones are set by FEMA, and checking one near Stinesville takes a few minutes.
Main page: Monroe County, IN GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Weighing a property around Ellettsville? Checking the Bloomington flood zone map reveals whether it sits in a FEMA flood zone, and no account is needed. This Bloomington guide covers: locating a parcel on FEMA's map, reading the zone codes, and confirming the outline on the county map.
Where the Bloomington flood zone map lives
Start with FEMA's Flood Map Service Center: type an address near Stinesville, and choose the dynamic map. A tract near Ellettsville without an address can still be found: zoom in from Interstate 69 and click inside the land.
The viewer Monroe County publishes
The public parcel map for this area is the Monroe County Beacon site, and anyone can open it without signing up. If you're looking near Stinesville, put in a street address, an owner's name or a parcel number, then pick the result to center the map on it. For property near Ellettsville, the parcel card typically gives the owner of record, assessed acreage, a parcel ID and often a sale date.
Reading the legal description
Indiana is laid out under the Public Land Survey System, so rural legal descriptions near Ellettsville cite section, township and range. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though corrections make some sections near Stinesville odd-sized. Copy the legal description from the record for the parcel near Stinesville when you talk to a surveyor.
Deeds, plats and who keeps them
The map is an index, not the title: recorded deeds, subdivision plats and easements for land near Stinesville sit with the County Recorder. Inherited tracts around Stinesville may trace back through many deeds, so a title company earns its fee if money is changing hands.
Bloomington, IN: the basics
Bloomington sits in Monroe County, Indiana, which means parcel data comes from the county. As the county seat, Bloomington hosts the courthouse, which puts the County Recorder close by. For a parcel near Stinesville, city or town hall handles things like zoning, permits and utilities for lots inside the boundary, and the county still keeps the parcel and deed records. Acreage past the city limits out by Ellettsville often falls under county rules rather than the town's.
What to request from a seller
Request about past flood claims for the house near Ellettsville; an insurance quote early avoids surprises.
A word on accuracy
Listed acreage is an assessed number; just a licensed surveyor can set the real boundary for a parcel near Stinesville. For acreage around Ellettsville, owner names and values update on a schedule, so a deed recorded last month might lag behind.
Zones on the Bloomington flood zone map
Zone AE carries a published BFE, which plain A zones lack; surveyors near Stinesville use that number. For acreage around Ellettsville, shaded Zone X marks moderate flood hazard, between the 1% and 0.2% annual chance floods; unshaded X means minimal mapped risk.
Use the county map alongside FEMA
FEMA doesn't draw property lines, so pair it with the Monroe County Beacon site to see exactly which lot near Ellettsville you're looking at.
Monroe County in a few facts
Bloomington serves as the county seat, which is where the courthouse records live. Other places on the map include Ellettsville and Stinesville. Around 139,342 people call Monroe County home (Census Bureau estimate, 2023) on some 395 square miles. Monroe County was formed in 1818, and some chains of title near Ellettsville are long. Landmarks such as Hoosier National Forest make handy reference points on the map near Stinesville.
Using it on a phone
The parcel map usually runs in a mobile browser, which helps when you're standing on land near Ellettsville, but coverage can be spotty out of town. A printout of the tract near Stinesville is a good backup.
Lenders and permits
On ground around Stinesville, an Elevation Certificate from a surveyor helps: it compares the building to the BFE. New construction in a floodplain near Stinesville often needs a floodplain permit; call the permitting office before you plan.
Low spots and local drainage
Low-lying fields near Stinesville aren't always studied in detail, so walk the land after rain. Wetlands near Ellettsville can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
Bloomington: common questions
When is flood insurance required around Stinesville?
Good question; for a building near Stinesville in an A or V zone with a federally backed or regulated mortgage, it's generally required; outside those zones it's your call.
Do I need to worry about flooding in Zone X around Ellettsville?
In most cases, Zone X near Stinesville means moderate (shaded) or minimal (unshaded) mapped risk; many owners near Ellettsville buy coverage anyway.
Is my property near Stinesville in a flood zone?
For most people, look up the spot near Stinesville in FEMA's National Flood Hazard Layer viewer; then confirm the parcel on the county viewer.
Is AE a high-risk flood zone near Stinesville?
It depends, but both are high-risk zones, but only AE has a base flood elevation, which shapes building rules near Ellettsville.
Who do I call about a parcel near Ellettsville?
For land near Ellettsville, assessment goes to the County Assessor and deeds to the County Recorder; planning offices cover zoning near Stinesville
Open the official Monroe County, IN parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.