Blog · October 14, 2026 · Wisconsin
Caledonia Flood Zone Map, Wisconsin: a practical guide
The zone on FEMA's map affects insurance, building and resale near Raymond.
Main page: Racine County, WI GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Ahead of any purchase around North Bay, look at the Caledonia flood zone map: the zone on that map shapes insurance, permits and resale. What this Caledonia guide covers: locating a parcel on FEMA's map, decoding A, AE and X, and matching it with the county parcel viewer.
Getting started with the Caledonia flood zone map
The official source is FEMA's Flood Map Service Center: type an address near Racine, and choose the dynamic map. Vacant ground around Sturtevant is still easy to locate: zoom in from US Route 45 then click the parcel area.
Opening the official parcel viewer
Lots and tracts near Sturtevant appear on the Racine County ArcGIS parcel map, which opens without registering. For a tract near Raymond, enter a street address, an owner's name or a parcel number, then pick the result to center the map on it. For a parcel near Wind Point, the parcel card normally shows the owner of record, acreage on the tax roll, the parcel number and often a sale date.
Using it on a phone
The parcel map usually runs in a mobile browser, which helps when you're standing on land near North Bay, so load it before you lose signal. A screenshot of the parcel near North Bay with its ID is a good backup.
City limits and county records
Caledonia is part of Racine County, Wisconsin, so its parcels are on the county's map. In and around Sturtevant, city or town hall handles things like zoning, permits and utilities within town limits, while the county keeps the tax map. Lots just outside the town limits out by Raymond often follows county rules rather than the town's.
What the zone letters mean
Around North Bay, zones beginning with A or V mark the Special Flood Hazard Area, meaning a 1% or greater chance of flooding each year. Near North Bay, minimal risk is not no risk: according to FEMA, floods happen outside mapped zones too.
Use the county map alongside FEMA
FEMA's map shows zones but not ownership, so check the Racine County ArcGIS parcel map too for the outline of the tract near Wind Point.
Low spots and local drainage
Low-lying fields near North Bay aren't always studied in detail, so ask neighbors about past flooding. Wetlands near Raymond can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
What to request from a seller
Ask the listing agent for any Elevation Certificate on the property near Wind Point; getting a quote early keeps the budget honest.
Deeds, plats and who keeps them
For anything that matters, get the recorded deed through the Register of Deeds; the parcel map near Mount Pleasant only summarizes it. On ground around Racine, have ready the document number from the tax record to skip a name search.
Places you'll see on the map
Racine holds the county offices, which is where the courthouse records live. Smaller places on the map include North Bay, Wind Point, and Mount Pleasant, each with its own cluster of lots. About 196,613 people call Racine County home (Census estimate, 2023) across about 333 square miles. Racine County was organized in 1836, and some chains of title near Mount Pleasant are long.
Money questions tied to the zone
For acreage around Sturtevant, ask for an Elevation Certificate: it records the building's elevation against the base flood. New construction in a floodplain near Mount Pleasant can trigger elevation rules; check with the county or town building office before you plan.
What the map can't tell you
Parcel lines are drawn for taxes, not surveyed, so a fence near Sturtevant often sits a few yards off the line on screen. Records update in batches, so a fresh transfer around Racine can take weeks to appear.
Next door to Racine County
Racine County borders Allegan County, MI, Ottawa County, MI, Kenosha County, Milwaukee County, and Walworth County; every one of them runs a separate parcel map. A tract near the line by Sturtevant may show up across two assessors' files, so open the adjacent map before you assume the acreage. Around Raymond, our state page links each neighboring county map for Wisconsin.
Reading the legal description
Wisconsin follows the Public Land Survey System, so deeds around Mount Pleasant reference sections and townships. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though sections near Raymond can be irregular. Copy the legal description from the record for the parcel near Raymond for any title or survey request.
Questions about the Caledonia flood zone map
When is flood insurance required around Sturtevant?
Generally, lenders generally require it for buildings near Wind Point in a Special Flood Hazard Area when the loan is federally regulated or insured; outside those zones it's your call.
Is Zone X safe from flooding in Caledonia?
For most people, X zones around Raymond are lower risk, not no risk; many owners near North Bay buy coverage anyway.
Does the county parcel map show flood zones for land near Racine?
A flood layer may appear in the Racine County ArcGIS parcel map layer list, though it can lag behind FEMA's current panels.
How often are flood maps updated for land near Sturtevant?
It depends, but zones near Racine can shift when FEMA updates a panel, so look at the panel date.
What's a legal description near Wind Point?
If you're looking near Sturtevant, Deeds use lot and block, metes and bounds or survey descriptions; copy it for any survey or title request.
Open the official Racine County, WI parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.