Blog · October 14, 2026 · Pennsylvania
Cambria County Flood Zone Map: checking a property's flood zone
The zone on FEMA's map affects insurance, building and resale near Ohiopyle State Park.
Main page: Cambria County, PA GIS & Parcel Viewer (official map link, county facts and neighboring maps).
Platbookmapper is an Amazon Associate. If you buy through an Amazon link on this page, we earn a commission. The link is a product, not the county map.
Before an offer near Beaverdale, check the Cambria County flood zone map: the zone on that map shapes insurance, permits and resale. This county guide covers: locating a parcel on FEMA's map, reading the zone codes, and confirming the outline on the county map around Laurel Ridge State Park.
Where the Cambria County flood zone map lives
For acreage around Belmont, the official source is FEMA's Flood Map Service Center: enter the street address, and choose the dynamic map. A tract near Belmont without an address can still be found: zoom in from US Route 422 and click inside the land.
Opening the official parcel viewer
Begin with the Cambria County ArcGIS parcel map; it includes every tax parcel in the county, Ebensburg included. Without an address in hand, follow US Route 422 on the aerial and click the parcel itself, for land near Dunlo included. For a parcel near Beaverdale, the parcel card usually lists the owner of record, assessed acreage, the parcel number and sometimes recent sales.
What the zone letters mean
Closer to Brownstown, any A or V zone are Special Flood Hazard Areas, meaning a 1% or greater chance of flooding each year. If you're looking near Prince Gallitzin State Park, a shaded X area is moderate risk, between the 1% and 0.2% annual chance floods; unshaded X means minimal mapped risk.
What to request from a seller
For a tract near Blandburg, ask the seller about past flood claims before closing; getting a quote early keeps the budget honest.
Which office to call
Questions about value or the owner field for land near Belmont go to the county assessment office, the office behind the parcel record. Building or septic questions for a lot near Johnstown are for the local planning and health departments, town or county, depending on location.
Parcel lines plus flood zones
FEMA doesn't draw property lines, so open the Cambria County ArcGIS parcel map next to see exactly which lot near Laurel Ridge State Park you're looking at.
Lenders and permits
For a structure inside an A or V zone and a federally regulated lender is involved, the lender will require flood insurance in communities in the NFIP, which applies near Ebensburg as much as anywhere. Remodeling a house in a zone near Colver often needs a floodplain permit; check with the county or town building office before you plan.
Land on the county line
Cambria County meets Bedford County, Blair County, Clearfield County, Indiana County, and Somerset County; every one of them runs a separate parcel map. A tract near the line by Prince Gallitzin State Park may be split in two county records, so open the adjacent map too. With a lot near Dunlo, the Platbookmapper state page links each neighboring county map across Pennsylvania.
Backing up the map with records
For property near Carrolltown, the map is an index, not the title: deeds, subdivision plats and easements for parcels in the county are filed with the Recorder of Deeds. Older tracts around Ohiopyle State Park may trace back through a long string of deeds, and a title company earns its fee before a purchase.
How land is described here
Tracts outside towns near Ashville commonly use metes-and-bounds descriptions, a series of courses and distances from a starting point. Town lots near Brownstown refer to a recorded plat, which is simpler to follow. Copy the legal description from the record for the parcel near Brownstown before you request a deed or survey.
Beyond the mapped zones
Low-lying fields near Ebensburg may not have detailed mapping, so look for water marks and debris lines. Wetlands near Blandburg can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
Limits of the parcel data
For land near Laurel Ridge State Park, the acreage figure is an assessed number; only a licensed surveyor establishes the real corners on the ground. For a parcel near Ohiopyle State Park, records update in batches, so a deed recorded last month may not show yet.
Cambria County in a few facts
Ebensburg holds the county offices, where most land records are kept. Other places on the map include Johnstown, Ashville, Brownstown, and Carrolltown, where town lots give way to larger tracts. Roughly 130,668 people call Cambria County home (Census estimate, 2023) spread over some 688 square miles. The county dates to 1807, which matters when you trace an old farm's title for land near Ebensburg. Features like Prince Gallitzin State Park help you orient on the aerial.
Cambria County: common questions
Why does the BFE matter near Dunlo?
For property near Laurel Ridge State Park, the BFE is printed in AE zones on FEMA's map, and an Elevation Certificate compares the building to it.
How do I get a property removed from a flood zone near Prince Gallitzin State Park?
On ground around Brownstown, a Letter of Map Amendment (LOMA) from FEMA can remove a structure on naturally high ground; it starts with an elevation survey.
Do I need flood insurance in Cambria County?
On ground around Carrolltown, it's typically required only for structures in high-risk zones with federally backed loans; elsewhere it's optional.
Can a flood zone near Laurel Ridge State Park change?
For land near Belmont, FEMA revises flood maps panel by panel as new studies finish; check the effective date on the panel.
Does the parcel map work on a phone for land near Ohiopyle State Park?
Out toward Cassandra, no app is needed for most county viewers, though rural signal can drop.
Open the official Cambria County, PA parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.