Blog · October 14, 2026 · Kansas
Coffeyville Flood Map: checking a property's flood zone
Flood zones are set by FEMA, and checking one near Dearing takes a few minutes.
Main page: Montgomery County, KS GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Before you buy or build near Dearing, pull up the Coffeyville flood map: a mapped flood zone changes insurance, building rules and resale. In this Coffeyville guide: the free FEMA tools, what each zone label means, when insurance is required and how to challenge a map that looks wrong.
Checking the Coffeyville flood map step by step
The official source is FEMA's Flood Map Service Center: type an address near Tyro, and pick the FIRMette or map view. Rural land near Tyro with no street number can still be found: pan from the closest town then click the parcel area.
Getting to the right map
Go first to the ORKA parcel viewer; it includes each assessed parcel in the county, Havana included. Without an address in hand, pan along US Route 160 and select the outline. Around Independence, a pop-up or side panel usually lists the owner of record, acreage on the tax roll, a parcel ID and sometimes recent sales.
Beyond the mapped zones
Creeks and ditches near Caney aren't always studied in detail, so look for water marks and debris lines. Wetlands near Havana can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
Using it on a phone
Most viewers work in a phone browser, handy when you're parked on a road near Liberty, so load it before you lose signal. A saved image of the lot near Havana and its lines helps when you meet an owner or agent.
Getting your bearings
Independence is the county seat, which is where the courthouse records live. You'll also find Dearing, Liberty, and Tyro, each with its own cluster of lots. About 30,568 people live in Montgomery County (Census estimate, 2023) across some 644 square miles. Montgomery County was formed in 1867, so old deeds can run back a long way. Features like Verdigris River are easy to spot when you zoom out from Caney.
Neighboring parcel maps
Montgomery County borders Chautauqua County, Elk County, Labette County, Neosho County, and Wilson County, all with their own assessor records. Ground near Dearing that runs to the line may be split across two assessors' files, so check the neighboring map too. For a home near Tyro, the Platbookmapper state page lists every neighboring county map across Kansas.
A short flood checklist
Request for any Elevation Certificate for the house near Liberty; an insurance quote early keeps the budget honest.
Coffeyville, KS: the basics
Coffeyville lies within Montgomery County, Kansas, which means parcel data comes from the county. Closer to Liberty, city or town hall handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Lots just outside the town limits near Havana generally falls under county rules rather than the town's.
Decoding the flood zone labels
For acreage around Liberty, zones beginning with A or V mark the Special Flood Hazard Area, meaning a 1% or greater chance of flooding each year. If you're looking near Tyro, minimal risk is not no risk: FEMA notes that many claims come from moderate- and low-risk areas.
Sections, lots and bearings
Kansas is laid out under the Public Land Survey System, which means a tract near Caney is described by section, township and range. Each section is nominally a mile square, about 640 acres, with 36 sections to a township, though corrections make some sections near Dearing odd-sized. Copy the legal description from the record for the parcel near Caney before you request a deed or survey.
What the map can't tell you
The acreage figure is an assessed number; only a licensed surveyor can set the real lines for a parcel near Caney. If the land is near Dearing, owner names and values update on a schedule, so a deed recorded last month might lag behind.
The paper trail behind a parcel
For anything that matters, get the recorded deed through the Register of Deeds; the parcel map near Tyro only summarizes it. Out toward Havana, bring the instrument number shown in the record panel so staff can find the deed fast.
Use the county map alongside FEMA
FEMA doesn't draw property lines, so open the ORKA parcel viewer next to see exactly which lot near Havana you're looking at.
Lenders and permits
Closer to Tyro, an Elevation Certificate from a surveyor helps: it compares the building to the BFE. New construction in a floodplain near Independence often needs a floodplain permit; call the permitting office early.
Frequently asked
Does the county parcel map show flood zones around Independence?
For most people, the parcel map near Liberty might show FEMA zones; confirm a lot near Dearing on FEMA's map either way.
Is AE a high-risk flood zone around Tyro?
Both are high-risk zones, but only AE has a base flood elevation, so builders near Dearing design to that elevation.
How often are flood maps updated around Havana?
It depends, but a new study can move a zone line near Dearing, so look at the panel date.
What is a LOMA in Coffeyville?
It depends, but FEMA's LOMA process is the usual route when a building near Dearing sits above the base flood elevation; a surveyor's elevation data supports it.
Does the parcel map work on a phone for land near Tyro?
Most viewers run in a mobile browser; load it before you lose coverage near Caney.
Open the official Montgomery County, KS parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.