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Blog · October 14, 2026 · Texas

Using the Copperas Cove Flood Zone Map

The zone on FEMA's map affects insurance, building and resale near Evant.

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Before you buy or build near Oglesby, pull up the Copperas Cove flood zone map: the zone on that map shapes insurance, building rules and resale. This Copperas Cove guide covers: the free FEMA tools, what each zone label means, lender insurance rules and what a LOMA is.

Checking the Copperas Cove flood zone map step by step

Flood zones come from FEMA's Flood Map Service Center: type an address near Oglesby, and pick the FIRMette or map view. A tract near South Mountain without an address is still easy to locate: zoom in from Interstate 14 and click the spot.

Where the parcel data lives

Your first stop is the Coryell County ArcGIS parcel map; it maps every assessed parcel around Evant and South Mountain. If you only know roughly where the land is, pan along Interstate 14 and select the outline. In and around McGregor, the parcel card usually lists the owner of record, acreage on the tax roll, the parcel number and in many cases the last transfer.

Neighboring parcel maps

Coryell County meets Bell County, Bosque County, Hamilton County, Lampasas County, and McLennan County; every one of them runs a separate parcel map. Ground near Evant that runs to the line may show up across two assessors' files, so look at the neighboring map before you assume the acreage. With a lot near Gatesville, our state page lists each bordering county map for Texas.

Low spots and local drainage

Small streams around South Mountain may not have detailed mapping, so ask neighbors about past flooding. Marshy spots near Evant can limit building too; check the National Wetlands Inventory mapper for a first look.

Where Copperas Cove fits in

Copperas Cove lies within Coryell County, Texas, which means parcel data comes from the county. Out toward Oglesby, the municipality handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Lots just outside the city limits near McGregor usually follows county rules, not municipal ones.

A word on accuracy

The acreage figure is a tax-roll number; only a licensed surveyor can set the real lines on land around South Mountain. For acreage around McGregor, owner names and values update on a schedule, so a deed recorded last month might lag behind.

What the zone letters mean

An AE label includes a base flood elevation (BFE), which plain A zones lack; that elevation drives building rules near Oglesby. Closer to Evant, a shaded X area marks moderate flood hazard, roughly the 100- to 500-year range; unshaded X means minimal mapped risk.

What to request from a seller

Ask the seller whether the home has flooded on the property near Evant; an insurance quote early keeps the budget honest.

Who handles what

For assessment questions about property around Oglesby go to the appraisal district, since that office keeps the assessment data. Questions about what you can build around Gatesville go to planning, building or health offices, and the answer depends on jurisdiction.

Where the recorded documents are

The map is an index, not the title: recorded deeds, plats and easements covering ground around Evant sit with the County Clerk. Long-held tracts around Evant can sit on a long string of deeds, and a title company can sort it out if money is changing hands.

Use the county map alongside FEMA

FEMA doesn't draw property lines, so pair it with the Coryell County ArcGIS parcel map to see exactly which lot near Oglesby you're looking at.

What a flood zone means for a buyer

If you're looking near Oglesby, get the Elevation Certificate if one exists: it compares the building to the BFE. New construction in a floodplain near Gatesville can trigger elevation rules; call the permitting office before you plan.

Places you'll see on the map

Gatesville serves as the county seat, where most land records are kept. You'll also find McGregor, Oglesby, and Evant, each with its own cluster of lots. Roughly 84,878 people live in Coryell County (Census estimate, 2023) on about 1,052 square miles. Coryell County was formed in 1854, and some chains of title near Oglesby are long.

Rural deeds near Oglesby commonly use metes-and-bounds descriptions, which trace the boundary call by call. Town lots near Oglesby are typically described by lot and block, which is simpler to follow. Copy the legal description from the record for the parcel near Gatesville before you request a deed or survey.

Copperas Cove: common questions

Is AE a high-risk flood zone in Copperas Cove?

Both are high-risk zones, but only AE has a base flood elevation, which shapes building rules near Oglesby.

Can I challenge a flood zone near McGregor?

For most people, you can ask FEMA for a LOMA if surveyed elevations show the building near Gatesville is above the BFE, and lenders accept the result.

When is flood insurance required for land near Oglesby?

It depends, but for a building near McGregor in an A or V zone with a federally backed or regulated mortgage, it's generally required; outside those zones it's your call.

Do I need to worry about flooding in Zone X for land near Gatesville?

Short answer: Zone X near McGregor means moderate (shaded) or minimal (unshaded) mapped risk, and floods still happen outside high-risk zones.

Who keeps deeds for property in Copperas Cove?

Values are the appraisal district's job; recorded documents belong to the County Clerk; planning offices cover zoning near Oglesby

Open the official Coryell County, TX parcel map See it in the Platbookmapper directory

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