Blog · October 14, 2026 · Mississippi
Holmes County Flood Zone Map (Mississippi)
Look up any Holmes County address on FEMA's flood map, read the zone, and match it to the parcel record for land around Goodman.
Main page: Holmes County, MS GIS & Parcel Viewer (official map link, Holmes County facts and neighboring maps).
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Land along the creek bottoms near Brozville and the flats outside Pickens are where a Holmes County flood zone map lookup matters most. FEMA's free Flood Map Service Center and the Holmes County parcel viewer answer it together.
Next: FEMA's search tool, the zone labels you'll see for Holmes County, and how the parcel record confirms which tract you're on.
How to use the Holmes County flood zone map
The authoritative source for a Holmes County flood zone map is FEMA, so begin at the FEMA Flood Map Service Center. The site returns the effective Flood Insurance Rate Map (FIRM) panel covering that Tchula location, which you can view or download. For an interactive view of the county, the National Flood Hazard Layer viewer is easier to use and reports the zone wherever you click near Tchula. Switch to the Holmes County ArcGIS parcel map and track down the same parcel near Cruger. The Holmes County record gives the parcel number and legal description that an insurer or lender near Tchula may ask for.
Finding the tract on the Holmes County map
Holmes County publishes its parcels on the Holmes County ArcGIS parcel map, which runs on an Esri ArcGIS web map, free to use for a lot in Lexington or a parcel near West. Use the search box for an address in Lexington or a parcel number, or simply zoom in and click a parcel near West. If the official address for the Holmes County, MS map ever changes, our directory page carries the current link for Lexington and the rest of the county.
What the flood zone letters mean
On the FIRM covering Holmes County, zones that start with A or V are Special Flood Hazard Areas, defined by a 1-percent annual chance of being flooded. A surveyor working near Tchula uses the base flood elevation printed for AE zones; unnumbered A zones don't have one. If a Holmes County parcel displays shaded Zone X, it is moderate risk, between the 1-percent and 0.2-percent annual chance lines. Unshaded X (or C) on the Holmes County panel means minimal risk.
Unmapped creeks in Holmes County
Small streams and ditches near Tchula may not be studied in detail, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.
Seller questions about flood history
For a house near Tchula, ask the seller for any elevation certificate on file and the current flood insurance declarations page. Quotes for land near Brozville depend on the zone and the building's elevation, so bring both to the agent.
Reading the fine print on a Holmes County panel
Look at the effective date printed on the county panel, since a new study can redraw zones around Lexington. Floodways, shown as hatched areas on some panels, are the channel and nearby land that must stay open, and building there near Lexington faces the strictest rules.
Work and land use in Holmes County
Holmes County's 2022 business count was 222 establishments, with retail trade, health care and social assistance, and other services the largest groups. Utilities and building material and garden supply dealers make up an above-average share of Holmes County businesses, a clue to how land around Tchula gets used.
Insurance, permits and map changes
The zone displays up again when a loan on a house near Cruger is underwritten. Where a building in Tchula sits in a Special Flood Hazard Area and secures a loan from a federally regulated or insured lender, a flood policy becomes a loan condition under the Flood Disaster Protection Act, wherever the community joins the NFIP. Outside the A zones around Cruger, coverage is optional; pricing a policy for land near Cruger is still worth a call. If a building near Cruger sits above the flood line, a Letter of Map Amendment request is the formal route; a surveyor near Cruger can supply the elevation data. New construction in a Holmes County Special Flood Hazard Area usually needs a floodplain permit, and the building office serving Cruger explains the steps.
Quick answers for Holmes County
Where do I get an elevation certificate in Holmes County?
Hire a licensed surveyor or engineer who works in Holmes County; ask the local floodplain office first in case one exists.
Is flood insurance required for a Zone X lot in Goodman?
FEMA doesn't require it for a Zone X lot in Goodman, but coverage is available and some lenders ask for it.
Can a flood zone in Holmes County be changed?
FEMA reviews requests such as a LOMA for Holmes County properties; start with an elevation certificate.
What is a base flood elevation for a Holmes County property?
For a Holmes County property in Zone AE, the base flood elevation marks how high the 100-year flood is expected to rise, and it is printed in AE zones.
Is Zone AE near Durant high risk?
Yes, a parcel near Durant in Zone AE is high risk: a 1-percent-annual-chance floodplain where FEMA lists a base flood elevation.
Open the official Holmes County, MS parcel map Holmes County in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.