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Blog · October 14, 2026 · Mississippi

Kemper County Flood Zone Map: checking a property's flood zone

The zone on FEMA's map affects insurance, building and resale near Electric Mills.

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A recorded plat sheet spread on a table

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Before you buy or build near Porterville, check the Kemper County flood zone map: FEMA's zone label affects insurance, building rules and resale. What this county guide covers: finding the address on FEMA's map, decoding A, AE and X, and pairing it with the Kemper County ArcGIS parcel map around Bogue Chitto.

Checking the Kemper County flood zone map step by step

For a more interactive look, use the National Flood Hazard Layer viewer, where zone shading sits over a photo base, which applies near Cullum as much as anywhere. Rural land near Porterville with no street number can still be found: pan from the closest town then click the parcel area.

The free map to start with

Parcels around Giles can be looked up on the Kemper County ArcGIS parcel map, a viewer that needs no account. If you only know roughly where the land is, follow the nearest road on the aerial and click the parcel itself, and that holds around Electric Mills too. For acreage around De Kalb, save the parcel ID from that panel; every clerk in the county asks for it first.

What the map can't tell you

Tax maps are drawn for assessment, not surveyed, so a tree line near Scooba may sit several feet off the line on screen. Closer to Cullum, records update in batches, so a deed recorded last month might lag behind.

What the zone letters mean

For land near Scooba, A and V zones are Special Flood Hazard Areas, meaning a 1% or greater chance of flooding each year. On ground around Bogue Chitto, shaded Zone X marks moderate flood hazard, roughly the 100- to 500-year range; unshaded X means minimal mapped risk.

Water near Scooba

Low-lying fields near Cullum aren't always studied in detail, so walk the land after rain. Marshy spots near Electric Mills can limit building too; the National Wetlands Inventory mapper shows mapped wetlands.

Matching the zone to the lot lines

FEMA doesn't draw property lines, so check the Kemper County ArcGIS parcel map too for the outline of the tract near Scooba.

Land on the county line

The county borders Sumter County, AL, Lauderdale County, Neshoba County, Newton County, and Noxubee County, all with their own assessor records, especially near Porterville. Ground near Cullum that runs to the line can show up across two assessors' files, so open the adjacent map before you assume the acreage. For property near Bogue Chitto, our state page lists each neighboring county map for Mississippi.

A quick look at the area

De Kalb is the county seat, where most land records are kept. You'll also find Scooba, Bogue Chitto, Porterville, and Cullum, where town lots give way to larger tracts. Roughly 8,584 people call Kemper County home (Census estimate, 2023) on some 766 square miles. Kemper County was organized in 1833, so old deeds can run back a long way.

Taking the map into the field

The parcel map usually runs in a mobile browser, handy when you're parked on a road near Bogue Chitto, so load it before you lose signal. A saved image of the lot near Giles and its lines keeps working without signal.

What to request from a seller

If the land is near Cullum, request for any Elevation Certificate before closing; an insurance quote early keeps the budget honest.

Offices that can help

Anything recorded against property around Scooba are with the Chancery Clerk, often with an online index. Zoning, permits and septic questions near Scooba need the planning or permitting office, depending on whether the land is inside town limits.

Where the recorded documents are

Out toward Bogue Chitto, the map is an index, not the title: deeds, subdivision plats and easements for parcels in the county sit with the Chancery Clerk. For land near Electric Mills, use the instrument number listed on the parcel record so staff can find the deed fast.

Lenders and permits

If a building sits in a Special Flood Hazard Area and a federally regulated lender is involved, the lender will require flood insurance in communities in the NFIP, for land near Porterville included. Remodeling a house in a zone near De Kalb can trigger elevation rules; ask the local floodplain administrator before you plan.

Kemper County: common questions

What is the difference between Zone A and AE for land near Cullum?

With a lot near Cullum, both are high-risk zones, but only AE has a base flood elevation; unnumbered A zones don't list one.

Is Zone X safe from flooding for land near De Kalb?

It depends, but Zone X near Bogue Chitto means moderate (shaded) or minimal (unshaded) mapped risk; many owners near Porterville buy coverage anyway.

How do I get a property removed from a flood zone around De Kalb?

Short answer: you can ask FEMA for a LOMA if surveyed elevations show the building near Giles is above the BFE, and lenders accept the result.

Where do I find the BFE for a lot near De Kalb?

Around De Kalb, the base flood elevation is the water level expected in the 1% annual chance flood, and an Elevation Certificate compares the building to it.

How do I save a parcel from the viewer in Kemper County?

With a lot near Giles, use the print button or a screenshot; downloads of raw data vary by county.

Open the official Kemper County, MS parcel map See it in the Platbookmapper directory

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