Blog · October 14, 2026 · Indiana
Kokomo Flood Zone Map: checking a property's flood zone
The zone on FEMA's map affects insurance, building and resale near Greentown.
Main page: Howard County, IN GIS & Parcel Viewer (official map link, county facts and neighboring maps).
Platbookmapper is an Amazon Associate. If you buy through an Amazon link on this page, we earn a commission. The link is a product, not the county map.
Ahead of any purchase around Russiaville, look at the Kokomo flood zone map: FEMA's zone label affects insurance, permits and resale. What this Kokomo guide covers: locating a parcel on FEMA's map, decoding A, AE and X, and confirming the outline on the county map.
The Kokomo flood zone map: start here
The official source is FEMA's Flood Map Service Center: search an address around Greentown, and pick the FIRMette or map view. A tract near Greentown without an address can still be found: pan from the closest town and click the spot.
Opening the official parcel viewer
The no-cost parcel map for this area is the Howard County Beacon site, and anyone can open it without signing up. Without an address in hand, pan along US Route 31 until the lines appear, then click inside the one you want. On ground around Greentown, the record panel typically gives the owner of record, assessed acreage, the parcel number and in many cases the last transfer.
City limits and county records
Kokomo is part of Howard County, Indiana, so its parcels are on the county's map. As the county seat, Kokomo hosts the courthouse, so deeds and plats are filed in town. For a home near Greentown, the municipality handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Land beyond the town limits toward Russiaville generally falls under county rules, not municipal ones.
How land is described here
Indiana uses the Public Land Survey System, which means a tract near Russiaville is described by section, township and range. Each section is nominally a mile square, about 640 acres, with 36 sections to a township, though real sections near Greentown vary in size. Copy the legal description from the record for the parcel near Russiaville for any title or survey request.
Offices that can help
Deeds, mortgages and recorded plats for land near Russiaville come from the County Recorder, sometimes only in person. Building or septic questions for a lot near Greentown need the planning or permitting office, town or county, depending on location.
A word on accuracy
Tax maps are drawn for assessment, not surveyed, so a tree line near Greentown may sit a few yards off the line on screen. For acreage around Greentown, records update in batches, so a deed recorded last month might lag behind.
Zones on the Kokomo flood zone map
An AE label includes a base flood elevation (BFE), and an unnumbered A zone has none; surveyors near Greentown use that number. If the land is near Russiaville, a low-risk label isn't a guarantee: according to FEMA, floods happen outside mapped zones too.
Recorded documents worth pulling
When the details count, get the recorded deed through the County Recorder; the parcel map near Russiaville only summarizes it. Long-held tracts around Greentown may go back through a long string of deeds, and a title company is worth hiring before a purchase.
Parcel lines plus flood zones
FEMA's map shows zones but not ownership, so pair it with the Howard County Beacon site to confirm you have the right parcel near Greentown.
What to request from a seller
Request about past flood claims on the property near Russiaville; getting a quote early keeps the budget honest.
Insurance, lenders and building
If you're looking near Russiaville, ask for an Elevation Certificate: it compares the building to the BFE. New construction in a floodplain near Russiaville often needs a floodplain permit; check with the county or town building office early.
Field tips
Most viewers work in a phone browser, which helps when you're standing on land near Greentown, so load it before you lose signal. A saved image of the lot near Greentown and its lines keeps working without signal.
Land on the county line
Howard County touches Carroll County, Cass County, Clinton County, Grant County, and Miami County, and each of those keeps its own parcel map. A tract near the line by Russiaville may be split across two assessors' files, so look at the adjacent map too. On ground around Greentown, our state page lists every neighboring county map for Indiana.
Water near Russiaville
Creeks and ditches near Greentown may not have detailed mapping, so ask neighbors about past flooding. Marshy spots near Greentown can limit building too; check the National Wetlands Inventory mapper for a first look.
Kokomo: common questions
Is AE a high-risk flood zone in Kokomo?
Generally, both are high-risk zones, but only AE has a base flood elevation, so builders near Russiaville design to that elevation.
Do I need flood insurance in Kokomo?
It depends, but lenders generally require it for buildings near Greentown in a Special Flood Hazard Area when the loan is federally regulated or insured, in communities that take part in the NFIP.
Is there a flood layer on the parcel viewer near Russiaville?
Short answer: a flood layer may appear in the Howard County Beacon site layer list, but FEMA's own map is the official source.
How often are flood maps updated in Kokomo?
In most cases, a new study can move a zone line near Russiaville, so look at the panel date.
What's a legal description for land near Greentown?
For acreage around Russiaville, deeds use lot and block, metes and bounds or survey descriptions; copy it for any survey or title request.
Open the official Howard County, IN parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.