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Blog · October 14, 2026 · Nebraska

Lincoln County Flood Zone Map (Nebraska)

FEMA's free flood maps and the Lincoln County parcel viewer, used together for property near Wellfleet.

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Before you buy a house in Hershey, add on to a barn near Maxwell, or price a lot along North Platte River, check the Lincoln County flood zone map. You can check it yourself for any Hershey address in a few minutes.

We'll cover finding a Lincoln County address on FEMA's map, what Zone A, AE and X mean, how the county viewer fits in, and what to do if the map looks wrong.

How to check the Lincoln County flood zone map

Open the FEMA Flood Map Service Center and type a county street address, say one in Brady. The site returns the effective Flood Insurance Rate Map (FIRM) panel covering that Brady location, which you can view or download. If the PDF panel for Lincoln County is hard to read, try FEMA's National Flood Hazard Layer viewer, so you can see whether the shading reaches a house near Wallace. Next, the Lincoln County gWorks map confirms which Lincoln County parcel you're looking at. Laying the county parcel outline beside the FEMA shading shows whether a homesite near Wallace sits above or inside the zone.

Opening the Lincoln County parcel viewer

Lincoln County publishes its parcels on the Lincoln County gWorks map, which runs on a gWorks county GIS site, free to use for a lot in North Platte or a piece of ground near Maxwell. Expect a disclaimer screen the first time you open the Lincoln County map; accept it and the parcels load. Click any Lincoln County parcel near North Platte to open its record: owner, parcel ID and assessed acreage are generally listed. Bookmark our Lincoln County page too; it tracks the official Nebraska link if it moves and lists the maps around North Platte.

Reading the zones on a Lincoln County flood map

On the FIRM covering Lincoln County, zones that start with A or V are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any given year (the base or 100-year flood). A surveyor working near Brady uses the base flood elevation printed for AE zones; unnumbered A zones do not have one. Shaded Zone X around Brady falls between the base flood and the 500-year flood. Unshaded Zone X near Wallace is minimal risk.

Creeks, rivers and low ground in Lincoln County

In Lincoln County, look closest at tracts along North Platte River and South Platte River. On many properties around Brady, the zone covers the low ground by the water while the homesite near the road is outside it. A creek near Wallace that shows no detailed zone, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.

A short buyer checklist for North Platte

For a house near Maxwell, ask the seller for any elevation certificate on file and the current flood insurance declarations page. An agent working in Lincoln County can quote flood coverage once you know the zone for the lot near Maxwell.

Flood insurance and building rules in Lincoln County

Here's why the zone matters at a closing in Brady. Where a building in Brady sits in a Special Flood Hazard Area and carries a federally backed mortgage, flood insurance is mandatory, as long as Lincoln County or the town participates in the NFIP. In Zone X near Brady, insurance is a choice, not a mandate, though a lender in Nebraska can still ask for it. If a building near Wallace sits above the flood line, a Letter of Map Amendment request is the formal route; a surveyor near Wallace can supply the elevation data. Building or filling inside a mapped zone near Brady has to meet local floodplain rules, and the building office serving Wallace explains the steps.

Lincoln County, NE: common questions

Is flood insurance required for a Zone X lot in Wellfleet?

For a Zone X house near Sutherland, federal rules do not require flood insurance; buying it is still a choice worth pricing.

Is there a floodplain layer in the Lincoln County gWorks map?

Check the layer list in the Lincoln County gWorks map; if Lincoln County includes a floodplain layer, confirm the zone on FEMA's map anyway.

Is Zone AE near Sutherland high risk?

Yes, a piece of ground near Sutherland in Zone AE is high risk: a 1-percent-annual-chance floodplain where FEMA lists a base flood elevation.

What does BFE mean on the flood map for Wellfleet?

Near Sutherland, it is the projected water surface in the base flood; elevation certificates in Lincoln County are measured against it.

Do I need a permit to build in the floodplain near Wellfleet?

Often, but local floodplain rules apply; ask the county or town building office in Wellfleet before you buy.

How can I check a Lincoln County, NE flood zone?

Look it up at FEMA's Flood Map Service Center, then match the parcel lines in the county gWorks map; for land near Sutherland, a zone starting with A or V is high risk.

Open the official Lincoln County, NE parcel map Lincoln County in the Platbookmapper directory

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