Blog · October 14, 2026 · Texas
Midland Flood Zone Map, Texas: a practical guide
The zone on FEMA's map affects insurance, building and resale near Chub.
Main page: Midland County, TX GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Ahead of any purchase around Chub, check the Midland flood zone map: the zone on that map shapes insurance, permits and resale. What this Midland guide covers: finding the address on FEMA's map, reading the zone codes, and confirming the outline on the county map.
Getting started with the Midland flood zone map
Flood zones come from FEMA's Flood Map Service Center: search an address around Chub, and pick the FIRMette or map view. Rural land near Chub with no street number can still be found: search the nearest road and click inside the land.
Pulling up a parcel
Your first stop is the Midland CAD interactive map; it includes each assessed parcel from Odessa to Greenwood. In and around Greenwood, enter a street address, an owner's name or a parcel number, then pick the result to center the map on it. In and around Greenwood, the record panel usually lists the owner of record, assessed acreage, the parcel number and sometimes recent sales.
City limits and county records
Midland sits in Midland County, Texas, which means parcel data comes from the county. As the county seat, Midland hosts the courthouse, so deeds and plats are filed in town. For a home near Chub, city or town hall handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Lots just outside the town limits toward Chub usually answers to county rules, not municipal ones.
Taking the map into the field
Most viewers work in a phone browser, which helps when you're standing on land near Chub, but coverage can be spotty out of town. A screenshot of the parcel near Greenwood with its ID helps when you meet an owner or agent.
Decoding the flood zone labels
Out toward Chub, any A or V zone are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. If you're looking near Odessa, a shaded X area marks moderate flood hazard, roughly the 100- to 500-year range; plain X, or C on older maps, is minimal risk.
Matching the zone to the lot lines
FEMA's map shows zones but not ownership, so pair it with the Midland CAD interactive map to see exactly which lot near Odessa you're looking at.
Lenders and permits
On ground around Chub, get the Elevation Certificate if one exists: it compares the building to the BFE. Building or adding on near Chub in a mapped zone can trigger elevation rules; ask the local floodplain administrator early.
A short flood checklist
Ask the seller for any Elevation Certificate on the property near Chub; an insurance quote early keeps the budget honest.
Water near Chub
Creeks and ditches near Chub aren't always studied in detail, so walk the land after rain. Wet ground around Chub is a separate issue from flood zones; check the National Wetlands Inventory mapper for a first look.
Sections, lots and bearings
Older tracts around Greenwood are often described by metes and bounds, which trace the boundary call by call. Town lots near Greenwood refer to a recorded plat, which is simpler to follow. Keep the legal description for land near Chub before you request a deed or survey.
Getting answers from the right desk
If the acreage or value on a parcel near Chub looks off are handled by the appraisal district, which maintains the tax roll. Zoning, permits and septic questions near Greenwood go to planning, building or health offices, depending on whether the land is inside town limits.
Land on the county line
Midland County meets Andrews County, Ector County, Glasscock County, Martin County, and Reagan County, and each of those keeps its own parcel map. A tract near the line by Chub may be split across two assessors' files, so check the neighboring map too. Near Greenwood, our state page lists every neighboring county map across Texas.
Getting your bearings
Midland holds the county offices, home to the main records offices. You'll also find Odessa, Chub, and Greenwood. Roughly 177,108 people call Midland County home (Census Bureau estimate, 2023) spread over roughly 900 square miles. Midland County was formed in 1885, and some chains of title near Odessa are long.
Where the recorded documents are
For anything that matters, get the recorded deed through the County Clerk; the parcel map near Greenwood only summarizes it. Inherited tracts around Greenwood can sit on many deeds, and a title company can sort it out on a real sale.
Questions about the Midland flood zone map
Why did my flood zone near Chub change?
A new study can move a zone line near Odessa; your community is notified before changes take effect.
What is a base flood elevation in Midland?
Short answer: a BFE near Odessa tells builders how high the lowest floor should be; surveyors near Greenwood use it often.
Can I challenge a flood zone near Greenwood?
Generally, you can ask FEMA for a LOMA if surveyed elevations show the building near Greenwood is above the BFE; a surveyor's elevation data supports it.
Is AE a high-risk flood zone in Midland?
For most people, both are high-risk zones, but only AE has a base flood elevation, which shapes building rules near Greenwood.
Does the parcel map work on a phone around Chub?
The map near Greenwood usually works on a phone; screenshots help offline.
Open the official Midland County, TX parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.