Blog · October 14, 2026 · Illinois
Moultrie County Flood Zone Map, Illinois
FEMA's free flood maps and the Moultrie County parcel viewer, used together for property near Bethany.
Main page: Moultrie County, IL GIS & Parcel Viewer (official map link, Moultrie County facts and neighboring maps).
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The Moultrie County flood zone map question tends to arrive at a bad moment: a lender's letter, an insurance quote, or a permit counter in Allenville. FEMA's free Flood Map Service Center and the Moultrie County parcel viewer answer it together.
Below are the FEMA links, a plain reading of the zone labels, notes on where water shapes land around Allenville, and short answers to common questions.
How to check the Moultrie County flood zone map
FEMA's official flood maps for Moultrie County are free at the FEMA Flood Map Service Center. If a parcel near Dalton City has no street number yet, search the nearest road and pan to it. For an interactive view of the county, FEMA's National Flood Hazard Layer viewer draws the zones over aerial imagery; zoom to the parcel near Dalton City and click. Then open the Moultrie County ArcGIS parcel map for Moultrie County to confirm the parcel near Bethany. The Moultrie County record gives the parcel identifier and legal description that an insurer or lender near Bethany may ask for.
The county map you'll pair it with
The county's own public map is the Moultrie County ArcGIS parcel map, built on an Esri ArcGIS web map, and it opens without an account for parcels in Bethany and the rest of the county. Click any Moultrie County parcel near Bethany to open its record: owner, parcel ID and assessed acreage are usually listed. Bookmark our Moultrie County page too; it tracks the official Illinois link if it moves and lists the maps around Bethany.
What the flood zone letters mean
Any Moultrie County parcel shaded as Zone A, AE, AH or AO sits in what FEMA calls a Special Flood Hazard Area, meaning FEMA estimates a 1-percent annual chance of flooding. Where a Moultrie County tract lists Zone AE, there's a base flood elevation to compare a building against; in Zone A there is not one. If a Moultrie County parcel lists shaded Zone X, it is moderate risk, between the 1-percent and 0.2-percent annual chance lines. Unshaded Zone X near Dalton City is minimal risk.
From Sullivan to the back roads
From Sullivan, the seat of the county, the map spreads out to Allenville, Arthur, Bethany, and Dalton City. Smaller places such as Lake City, Bruce, and Dunn appear on the Moultrie County map as little clusters of lots. Roughly 336 square miles of land and about 14,342 residents (2023 estimate) make up Moultrie County. Outside Arthur, most of the county map is farm, ranch or timber ground with large, irregular tracts.
Tracts that cross the Moultrie County line
A farm near the county line can carry separate records in Coles County, Douglas County, and Macon County as well. Our Illinois page links each map neighboring Moultrie County.
Moultrie County land records
Deeds and plats behind the Moultrie County map are kept by the county's recording office; the official Moultrie County website names which office that is. Easements and access rights near Bethany live in recorded documents, so read the deed, not just the county map.
Low ground and small streams around Bethany
Small streams and ditches near Bethany may not be studied in detail, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.
When the map affects a deal
Lenders watch the zone closely on Moultrie County properties. If a barn or house outside Bethany falls inside an A or V zone and secures a loan from a federally regulated or insured lender, a flood policy becomes a loan condition, provided the community near Bethany takes part in the National Flood Insurance Program. For a Moultrie County home in shaded or unshaded X, federal rules do not require a policy, although some lenders require it anyway. If a building near Dalton City sits above the flood line, a Letter of Map Amendment request is the formal route, supported by elevation data from a licensed land surveyor. Placing fill on low ground near Bethany commonly requires a permit and an elevation check, so call the county or the town office in Bethany before work starts.
Moultrie County, IL: common questions
Do I need flood insurance in Zone X in Moultrie County?
FEMA does not require it for a Zone X lot in Bethany, but coverage is available and some lenders ask for it.
Is my Bethany address in a flood zone?
FEMA's free map service covers Moultrie County: enter the address or pan to the parcel near Arthur, then note the zone label.
Is there a floodplain layer in the Moultrie County ArcGIS parcel map?
Look for a flood or floodplain layer in the Moultrie County viewer, then verify the zone with FEMA.
What if FEMA's map is wrong about my house near Arthur?
An owner near Arthur can request a Letter of Map Amendment from FEMA with elevation data, usually from a licensed land surveyor.
Is Zone AE near Arthur high risk?
Zone AE on a lot in Bethany is a mapped 100-year floodplain with a base flood elevation, so mandatory insurance rules apply to federally backed mortgages.
Who prepares an elevation certificate for a house in Bethany?
A licensed land surveyor or engineer prepares it, and the building office serving Bethany may already have one on file for newer construction.
Open the official Moultrie County, IL parcel map Moultrie County in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.