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Blog · October 14, 2026 · Colorado

Ouray County Flood Zone Map (Colorado)

Look up any Ouray County address on FEMA's flood map, read the zone, and match it to the parcel record for land around Loghill Village.

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Land along Ridgway Reservoir and the flats outside Ridgway are where an Ouray County flood zone map lookup matters most. For any tract in Ouray County, Colorado, the answer affects insurance, permits and resale.

Next: FEMA's search tool, the zone labels you'll see for Ouray County, and how the parcel record confirms which tract you're on.

How to check the Ouray County flood zone map

Open the FEMA Flood Map Service Center and type a county street address, say one in Loghill Village. If a property near Camp Bird has no street number yet, search the nearest road and pan to it. If the PDF panel for Ouray County is hard to read, FEMA's National Flood Hazard Layer viewer draws the zones over aerial imagery; zoom to the property near Camp Bird and click. Next, the Ouray County ArcGIS parcel map confirms which Ouray County parcel you're looking at. The Ouray County record gives the parcel ID and legal description that an insurer or lender near Loghill Village may ask for.

Search Ouray County parcels by owner, address or ID

Ouray County publishes its parcels on the Ouray County ArcGIS parcel map, which runs on an Esri ArcGIS web map, free to use for a lot in Portland or a property near Eldredge. Use the search box for an address in Portland or a parcel number, or simply zoom in and click a property near Eldredge. For a backup route to the map covering Eldredge, our Ouray County directory entry keeps the link current.

From Ouray to the back roads

Ouray is the county seat, and Ridgway, Loghill Village, Portland, and Colona are among the other towns on the county map. Roughly 541 square miles of land and about 5,176 residents (2023 estimate) make up Ouray County. Outside Eldredge, most of the county map is farm, ranch or timber ground with large, irregular tracts. With a founding date of 1877, Ouray County has long chains of title on some rural tracts.

Zone A, AE and X in plain English

For a lot in Loghill Village, the label matters more than the color: A and V zones are Special Flood Hazard Areas, meaning FEMA estimates a 1-percent annual chance of flooding. Where an Ouray County tract shows Zone AE, there's a base flood elevation to compare a building against; in Zone A there is not one. Shaded Zone X around Loghill Village is moderate risk, between the 1-percent and 0.2-percent annual chance lines. Unshaded Zone X near Camp Bird is minimal risk.

Waterfront parcels near Camp Bird

In Ouray County, look closest at tracts along Ridgway Reservoir and Bear Creek National Recreation Trail. On many tracts near Loghill Village, the zone covers the low ground by the water while the homesite near the road is outside it. A low spot on an Ouray County tract outside any mapped zone, which is why it is worth walking the ground after a heavy rain.

Ouray County land records

Deeds and plats behind the Ouray County map are kept by the county's recording office; the official Ouray County website names which office that is. Easements and access rights near Portland live in recorded documents, so read the deed, not just the county map.

Neighboring maps around Ouray County

A farm near the county line can carry separate records in Gunnison County, Hinsdale County, and Montrose County as well. Every map bordering Ouray County is listed on our Colorado directory.

Insurance, permits and map changes

Here's why the zone matters at a closing in Loghill Village. When an Ouray County home sits in a Special Flood Hazard Area and secures a loan from a federally regulated or insured lender, a flood policy becomes a loan condition, as long as Ouray County or the town participates in the NFIP. For an Ouray County home in shaded or unshaded X, insurance is a choice, not a mandate, though a lender in Colorado can still ask for it. If a building near Camp Bird sits above the flood line, a Letter of Map Amendment request is the formal route, generally backed by an elevation certificate from a surveyor who works in the county. New construction in an Ouray County Special Flood Hazard Area generally needs a floodplain permit; the Ouray County floodplain administrator can say what applies.

Ouray County flood zones questions

Who prepares an elevation certificate for a house in Portland?

A licensed land surveyor or engineer prepares it, and the building office serving Portland may already have one on file for newer construction.

My lot in Portland shows Zone AE. What does that mean?

Zone AE on a lot in Portland is a mapped 100-year floodplain with a base flood elevation, so mandatory insurance rules apply to federally backed mortgages.

What is a base flood elevation for an Ouray County property?

On the map covering Portland, the BFE is the height floodwater is expected to reach in the 1-percent-annual-chance flood, and it is printed in AE zones.

Is there a floodplain layer in the Ouray County ArcGIS parcel map?

Check the layer list in the Ouray County ArcGIS parcel map; if Ouray County includes a floodplain layer, confirm the zone on FEMA's map anyway.

Does a 100-year floodplain near Colona flood only once a century?

No, ground around Portland mapped that way carries a 1-in-100 chance in any single year, not a once-a-century schedule.

Open the official Ouray County, CO parcel map Ouray County in the Platbookmapper directory

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