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Blog · October 14, 2026 · Florida

Palm Coast Flood Zone Map, Florida: a practical guide

Flood zones are set by FEMA, and checking one near Beverly Beach takes a few minutes.

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Weighing a property around Marineland? The Palm Coast flood zone map tells you whether the lot falls inside a mapped floodplain, and the lookup is free. What this Palm Coast guide covers: finding the address on FEMA's map, reading the zone codes, and matching it with the county parcel viewer.

Checking the Palm Coast flood zone map step by step

Start with FEMA's Flood Map Service Center: type an address near Bunnell, then open the map view for that panel. A tract near Marineland without an address is still easy to locate: zoom in from the nearest road and click the spot.

The free map to start with

Parcels around Bunnell appear on the Flagler County qPublic map, free to use and open without a login. If you only know roughly where the land is, pan along the nearest road and click the parcel itself, whether the land is near Beverly Beach or elsewhere in the county. With a lot near Flagler Beach, the parcel card normally shows the owner of record, assessed acreage, a parcel ID and sometimes recent sales.

A quick look at the area

Bunnell holds the county offices, which is where the courthouse records live. You'll also find Beverly Beach, Flagler Beach, and Marineland. About 131,439 people live in Flagler County (Census estimate, 2023) across about 486 square miles. Flagler County dates to 1917, and some chains of title near Marineland are long.

A short flood checklist

Ask the seller about past flood claims on the property near Bunnell; getting a quote early keeps the budget honest.

On site with the map

Most viewers work in a phone browser, which helps when you're standing on land near Flagler Beach, though signal can drop in rural spots. A printout of the tract near Bunnell helps when you meet an owner or agent.

Next door to Flagler County

Flagler County borders Putnam County, St. Johns County, and Volusia County, all with their own assessor records. Acreage along the edge near Flagler Beach may show up in two county records, so check the neighboring map too. Out toward Flagler Beach, our state page lists every bordering county map across Florida.

City limits and county records

Palm Coast sits in Flagler County, Florida, so its parcels are on the county's map. Closer to Marineland, the municipality handles matters such as zoning, permits and utilities for lots inside the boundary, while the county keeps the tax map. Lots just outside the town limits near Bunnell generally answers to county rules instead.

Decoding the flood zone labels

Zone AE carries a published BFE, while plain Zone A does not; surveyors near Flagler Beach use that number. Closer to Flagler Beach, a shaded X area marks moderate flood hazard, roughly the 100- to 500-year range; plain X, or C on older maps, is minimal risk.

Matching the zone to the lot lines

FEMA's map shows zones but not ownership, so pair it with the Flagler County qPublic map to see exactly which lot near Flagler Beach you're looking at.

Beyond the mapped zones

Creeks and ditches near Bunnell aren't always studied in detail, so ask neighbors about past flooding. Wetlands near Beverly Beach can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.

Florida follows the Public Land Survey System, so rural legal descriptions near Bunnell cite section, township and range. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though real sections near Bunnell vary in size. Keep the legal description for land near Beverly Beach before you request a deed or survey.

What a flood zone means for a buyer

With a lot near Marineland, get the Elevation Certificate if one exists: it compares the building to the BFE. Remodeling a house in a zone near Bunnell usually means extra permit review; check with the county or town building office before you plan.

Recorded documents worth pulling

The map is an index, not the title: deeds, plats and easements for land near Bunnell are kept by the Clerk of the Circuit Court (official records). Long-held tracts around Marineland can go back through a long string of deeds, so a title company is worth hiring if money is changing hands.

Palm Coast: common questions

How can I tell if a house near Marineland is in a flood zone?

Generally, look up the spot near Bunnell in FEMA's National Flood Hazard Layer viewer, and the zone code appears on the map.

Do I need to worry about flooding in Zone X in Palm Coast?

Good question; Zone X near Beverly Beach means moderate (shaded) or minimal (unshaded) mapped risk; FEMA notes that a large share of claims come from these areas.

What is a LOMA around Marineland?

Good question; FEMA's LOMA process is the usual route when a building near Beverly Beach sits above the base flood elevation, and lenders accept the result.

Is AE a high-risk flood zone in Palm Coast?

Usually, AE is a Special Flood Hazard Area with a published base flood elevation, which shapes building rules near Marineland.

Is the parcel map a survey in Palm Coast?

The map near Bunnell is approximate; a survey sets the real corners

Open the official Flagler County, FL parcel map See it in the Platbookmapper directory

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