Blog · October 14, 2026 · Minnesota
Pine County Flood Zone Map, Minnesota: a practical guide
The zone on FEMA's map affects insurance, building and resale near Banning State Park.
Main page: Pine County, MN GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Before an offer near Duquette, look at the Pine County flood zone map: the zone on that map shapes insurance, permits and resale. Covered here for Pine County: locating a parcel on FEMA's map, decoding A, AE and X, and pairing it with the Pine County Beacon site.
Getting started with the Pine County flood zone map
For a home near Banning State Park, the official source is FEMA's Flood Map Service Center: enter the street address, and choose the dynamic map. Rural land near Cloverton with no street number is still easy to locate: pan from the closest town and click the spot.
Getting to the right map
Your first stop is the Pine County Beacon site; it covers every assessed parcel in the county, Bruno included. Without an address in hand, pan along the nearest road until the lines appear, then click inside the one you want, which applies near Chengwatana State Forest as much as anywhere. For property near Nemadji State Forest, write down the parcel ID while you have it open; each clerk in the county asks for it first.
Reading the legal description
Minnesota follows the Public Land Survey System, so rural legal descriptions near Pine City cite section, township and range. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though real sections near Denham vary in size. Keep the legal description for land near Askov for any title or survey request.
Neighboring parcel maps
Pine County meets Aitkin County, Carlton County, Chisago County, Isanti County, and Kanabec County; every one of them runs a separate parcel map. Acreage along the edge near Pine City can show up in two county records, so open the adjacent map too. For acreage around Denham, the Platbookmapper state page lists each neighboring county map across Minnesota.
Decoding the flood zone labels
For a parcel near Bruno, zones beginning with A or V are Special Flood Hazard Areas, meaning a 1% or greater chance of flooding each year. On ground around Beroun, shaded Zone X is moderate risk, roughly the 100- to 500-year range; plain X, or C on older maps, means minimal mapped risk.
What the map can't tell you
If the land is near Beroun, acreage on the record is an estimate; only a licensed surveyor sets the real boundary on the ground. If you're looking near Henriette, owner names and values update on a schedule, so a deed recorded last month might lag behind.
Questions to ask before you buy
For a tract near Nemadji State Forest, ask the listing agent whether the home has flooded before closing; getting a quote early keeps the budget honest.
Matching the zone to the lot lines
FEMA doesn't draw property lines, so open the Pine County Beacon site next to confirm you have the right parcel near Nemadji State Forest.
Field tips
Most viewers work in a phone browser, handy when you're parked on a road near Duxbury, so load it before you lose signal. A printout of the tract near Bruno helps when you meet an owner or agent.
Water near Banning State Park
Small streams around Nemadji State Forest aren't always studied in detail, so ask neighbors about past flooding. Wetlands near Banning State Park can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.
Places you'll see on the map
Pine City is the county seat, where most land records are kept. You'll also find Askov, Brook Park, Bruno, and Denham. About 30,197 people live in the county (Census estimate, 2023) across about 1,411 square miles around Duxbury. Pine County was organized in 1856, which matters when you trace an old farm's title. Features like Banning State Park are easy to spot when you zoom out.
Money questions tied to the zone
If a building sits in a Special Flood Hazard Area and a federally regulated lender is involved, flood insurance is generally required in communities in the NFIP, for land near Brook Park included. Building or adding on near Duquette in a mapped zone often needs a floodplain permit; ask the local floodplain administrator before you plan.
Who handles what
Deeds, mortgages and recorded plats for land near Duxbury are with the County Recorder, usually searchable by name or document number. Zoning, permits and septic questions near Cloverdale are for the local planning and health departments, and the answer depends on jurisdiction.
Questions about the Pine County flood zone map
What is the difference between Zone A and AE for land near Henriette?
Short answer: both are high-risk zones, but only AE has a base flood elevation, so builders near Chengwatana State Forest design to that elevation.
Is Zone X safe from flooding near Duquette?
In most cases, X zones around Brook Park are lower risk, not no risk; FEMA notes that a large share of claims come from these areas.
Why did my flood zone near Brook Park change?
Short answer: a new study can move a zone line near Henriette; your community is notified before changes take effect.
What is a base flood elevation near Beroun?
In most cases, a BFE near Beroun tells builders how high the lowest floor should be; local rules may require building above it.
Who keeps deeds for property around Denham?
For a tract near Henriette, the County Assessor handles values and the tax roll, and the County Recorder keeps deeds.
Open the official Pine County, MN parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.