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Blog · October 14, 2026 · Missouri

Shannon County Flood Zone Map: checking a property's flood zone

The zone on FEMA's map affects insurance, building and resale near Summersville.

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Weighing a property around Montier? Checking the Shannon County flood zone map reveals whether it sits in a FEMA flood zone, and the lookup is free. Covered here for the county: finding the address on FEMA's map, decoding A, AE and X, and pairing it with the Shannon County BreezeMaps viewer, at least around Summersville.

Getting started with the Shannon County flood zone map

For parcel-by-parcel detail, open the National Flood Hazard Layer viewer, where zone shading sits over a photo base, for land near Alley Spring included. A tract near Birch Tree without an address can still be found: search the nearest road then click the parcel area.

The free map to start with

Lots and tracts near Winona can be looked up on the Shannon County BreezeMaps viewer, free to use and open without a login. On ground around Montier, enter a street address, an owner's name or a parcel number, and the viewer zooms to the match. If you're looking near Eminence, copy the parcel ID before closing the panel; each clerk in the county asks for it first.

Land on the county line

The county touches Carter County, Dent County, Howell County, Oregon County, and Reynolds County; every one of them runs a separate parcel map around Summersville. Ground near Delaware that runs to the line can be split across two assessors' files, so open the neighboring map as well. On ground around Delaware, our state page lists every neighboring county map across Missouri.

Missouri uses the Public Land Survey System, which means a tract near Summersville is described by section, township and range. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though sections near Akers can be irregular. Copy the legal description from the record for the parcel near Akers for any title or survey request.

Beyond the mapped zones

Creeks and ditches near Winona aren't always studied in detail, so walk the land after rain. Wetlands near Mark Twain National Forest can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.

Offices that can help

Anything recorded against property around Alley Spring come from the Recorder of Deeds, sometimes only in person. Building or septic questions for a lot near Birch Tree need the planning or permitting office, depending on whether the land is inside town limits.

What the zone letters mean

Out toward Bartlett, A and V zones are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. In and around Akers, shaded Zone X marks moderate flood hazard, roughly the 100- to 500-year range; plain X, or C on older maps, means minimal mapped risk.

Using it on a phone

Most viewers work in a phone browser, handy when you're parked on a road near Mark Twain National Forest, though signal can drop in rural spots. A screenshot of the parcel near Summersville with its ID helps when you meet an owner or agent.

The paper trail behind a parcel

If the land is near Alley Spring, the map is an index, not the title: recorded deeds, subdivision plats and easements for parcels in the county are filed with the Recorder of Deeds. Long-held tracts near Montier can sit on a long string of deeds, and a title company is worth hiring on a real sale.

Use the county map alongside FEMA

FEMA doesn't draw property lines, so pair it with the Shannon County BreezeMaps viewer for the outline of the tract near Winona.

A short flood checklist

Near Birch Tree, ask the seller for any Elevation Certificate before closing; an insurance quote early keeps the budget honest.

Lenders and permits

For a structure inside an A or V zone and a federally regulated lender is involved, flood insurance is generally required in communities in the NFIP, for land near Birch Tree included. Remodeling a house in a zone near Birch Tree often needs a floodplain permit; call the permitting office early.

Shannon County in a few facts

Eminence holds the county offices, which is where the courthouse records live. You'll also find Birch Tree, Summersville, Winona, and Montier, where town lots give way to larger tracts. Roughly 7,238 people call Shannon County home (Census estimate, 2023) across roughly 1,004 square miles. The county dates to 1841, and some chains of title near Akers are long. Features like Mark Twain National Forest are easy to spot when you zoom out from Winona.

Shannon County: common questions

How often are flood maps updated near Eminence?

In most cases, a new study can move a zone line near Akers; your community is notified before changes take effect.

What is a LOMA in Shannon County?

Good question; you can ask FEMA for a LOMA if surveyed elevations show the building near Summersville is above the BFE; it starts with an elevation survey.

Is Zone X safe from flooding near Delaware?

Usually, X zones around Alley Spring are lower risk, not no risk; FEMA notes that a large share of claims come from these areas.

What is the difference between Zone A and AE around Mark Twain National Forest?

For a tract near Montier, AE is a Special Flood Hazard Area with a published base flood elevation; unnumbered A zones don't list one.

What's the tax parcel number used for around Montier?

Every office uses it to pull the same file for land near Winona; copy it before you call anyone.

Open the official Shannon County, MO parcel map See it in the Platbookmapper directory

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