Blog · October 14, 2026 · North Dakota
Stutsman County Flood Zone Map, North Dakota: a practical guide
The zone on FEMA's map affects insurance, building and resale near Chase Lake National Wildlife Refuge.
Main page: Stutsman County, ND GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Weighing a property around Kensal? A quick look at the Stutsman County flood zone map shows whether the lot falls inside a mapped floodplain, and the lookup is free. This Stutsman County guide covers: locating a parcel on FEMA's map, reading the zone codes, and matching it with the county parcel viewer.
Where the Stutsman County flood zone map lives
For a more interactive look, use the National Flood Hazard Layer viewer, which draws the zones over aerial imagery, and that holds around Arrowwood National Wildlife Refuge too. Vacant ground around James River can still be found: zoom in from US Route 52 and click the spot.
Opening the official parcel viewer
Your first stop is the Stutsman County ArcGIS parcel map; it covers each assessed parcel in the county, Chase Lake National Wildlife Refuge included. Without an address in hand, pan along US Route 52 and click the parcel itself, for land near Buchanan included. For a parcel near Cleveland, save the parcel ID before closing the panel; every office in the county asks for it first.
Taking the map into the field
Most viewers work in a phone browser, useful out on a road near Ypsilanti, though signal can drop in rural spots. A printout of the tract near Montpelier keeps working without signal.
Low spots and local drainage
Small streams around Spiritwood may not have detailed mapping, so walk the land after rain. Marshy spots near Kensal can limit building too; the National Wetlands Inventory mapper shows mapped wetlands.
Decoding the flood zone labels
An AE label carries a published BFE, and an unnumbered A zone has none; that elevation drives building rules near Chase Lake National Wildlife Refuge. For a parcel near Chase Lake National Wildlife Refuge, a shaded X area marks moderate flood hazard, roughly the 100- to 500-year range; unshaded X is minimal risk.
Matching the zone to the lot lines
FEMA doesn't draw property lines, so check the Stutsman County ArcGIS parcel map too to confirm you have the right parcel near Jamestown.
Sections, lots and bearings
North Dakota uses the Public Land Survey System, so deeds around Ypsilanti reference sections and townships. Each section is nominally a mile square, about 640 acres, with 36 sections to a township, though sections near Arrowwood National Wildlife Refuge can be irregular. Copy the legal description from the record for the parcel near Montpelier for any title or survey request.
Lenders and permits
For a structure inside an A or V zone and a federally regulated lender is involved, flood insurance is generally required in communities in the NFIP, whether the land is near Chase Lake National Wildlife Refuge or elsewhere in the county. Remodeling a house in a zone near Courtenay often needs a floodplain permit; ask the local floodplain administrator before you plan.
Questions to ask before you buy
For land near Medina, request whether the home has flooded before closing; an insurance quote early avoids surprises.
Backing up the map with records
With a lot near Medina, the map is an index, not the title: recorded deeds, subdivision plats and easements for parcels in the county sit with the County Recorder. For land near Kensal, bring the book and page from the tax record to skip a name search.
Next door to Stutsman County
Stutsman County meets Barnes County, Foster County, Griggs County, Kidder County, and LaMoure County; every one of them runs a separate parcel map. A tract near the line by Ypsilanti may show up in two county records, so look at the adjacent map as well. For a parcel near Courtenay, our state page links every neighboring county map for North Dakota.
Getting answers from the right desk
Anything recorded against property around Courtenay are with the County Recorder, usually searchable by name or document number. Zoning, permits and septic questions near Ypsilanti need the planning or permitting office, depending on whether the land is inside town limits.
A word on accuracy
Acreage on the record is a tax-roll number; just a licensed surveyor establishes the real boundary on land around Jamestown. Records update in batches, so a recent sale near Arrowwood National Wildlife Refuge may not show yet.
Stutsman County: common questions
How can I tell if a house near Arrowwood National Wildlife Refuge is in a flood zone?
Good question; look up the spot near Arrowwood National Wildlife Refuge in FEMA's National Flood Hazard Layer viewer, which takes a couple of minutes.
Is flood insurance mandatory near Jamestown?
For property near Courtenay, it's typically required only for structures in high-risk zones with federally backed loans; elsewhere it's optional.
What is a base flood elevation in Stutsman County?
For a parcel near Courtenay, the BFE is printed in AE zones on FEMA's map, and an Elevation Certificate compares the building to it.
How do I get a property removed from a flood zone for land near Arrowwood National Wildlife Refuge?
For land near Medina, a Letter of Map Amendment (LOMA) from FEMA can remove a structure on naturally high ground, and lenders accept the result.
Is there an app for the parcel map near James River?
Most viewers run in a mobile browser; load it before you lose coverage near Arrowwood National Wildlife Refuge.
Open the official Stutsman County, ND parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.