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Blog · October 14, 2026 · Missouri

The Texas County Flood Zone Map: a Missouri guide

Look up any Texas County address on FEMA's flood map, read the zone, and match it to the parcel record for land around Licking.

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A Texas County flood zone map check belongs in the due diligence for any Texas County property, from a house lot in Plato to farm ground near Summersville. You can check it yourself for any Plato address in a few minutes.

Below are the FEMA links, a plain reading of the zone labels, notes on where water shapes land around Plato, and short answers to common questions.

Where to see the official Texas County flood zone map

Start at the FEMA Flood Map Service Center and enter the property address in Mountain Grove or anywhere else in the county. Search returns the effective FIRM panel for the spot in Texas County, plus any pending changes FEMA has posted. For an irregular lot near Raymondville, try FEMA's National Flood Hazard Layer viewer, which displays how much of a county parcel sits inside the zone. Switch to the Texas County BreezeMaps viewer and locate the same parcel near Raymondville. Match the Texas County lines and acreage to the FEMA view, since flood maps don't draw property lines in detail.

Finding the tract on the Texas County map

For land around Plato, open the Texas County BreezeMaps viewer (a BreezeMaps parcel viewer); it's the map Texas County itself publishes. Use the search box for an address in Mountain Grove or a parcel number, or simply zoom in and click a parcel near Plato. Bookmark our Texas County page too; it tracks the official Missouri link if it moves and lists the maps around Mountain Grove.

Zone A, AE and X in plain English

For a lot in Mountain Grove, the label matters more than the color: A and V zones are Special Flood Hazard Areas, defined by a 1-percent annual chance of being flooded. A surveyor working near Mountain Grove uses the base flood elevation printed for AE zones; unnumbered A zones don't have one. Land near Raymondville in shaded X (Zone B on older maps) falls between the base flood and the 500-year flood. Clear, unshaded X near Mountain Grove is outside the 500-year floodplain.

Unmapped creeks in Texas County

A creek near Raymondville that displays no detailed zone, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.

Neighboring maps around Texas County

A farm near the county line can carry separate records in Dent County, Douglas County, and Howell County as well. Our Missouri page links each map neighboring Texas County.

Seller questions about flood history

Request any past flood claims history for a Texas County property before closing; it tells you more than the map alone. Then call an insurance agent who writes policies around Mountain Grove and get a quote using the zone and the county parcel address.

Floodways and restudies near Houston

Zones on the map covering Houston can change after a restudy, so the date on the county panel matters. A floodway on a county panel marks the part of the floodplain that carries the main flow, and it's treated more strictly than the rest of the zone near Ashley Creek.

Flood insurance and building rules in Texas County

Here's why the zone matters at a closing in Mountain Grove. Where a building in Mountain Grove sits in a Special Flood Hazard Area and carries a federally backed mortgage, the lender must require flood coverage, as long as Texas County or the town participates in the NFIP. For a Texas County home in shaded or unshaded X, coverage is optional, although some lenders require it anyway. Where a structure near Mountain Grove looks higher than the shading suggests, a Letter of Map Amendment request is the formal route; a surveyor near Raymondville can supply the elevation data. Building or filling inside a mapped zone near Mountain Grove typically needs a floodplain permit, and the building office serving Raymondville explains the steps.

Texas County, MO: common questions

How do I know if a property in Texas County is in a flood zone?

Look it up at FEMA's Flood Map Service Center, then match the parcel lines in the Texas County BreezeMaps viewer; for land near Raymondville, a zone starting with A or V is high risk.

Does a 100-year floodplain near Raymondville flood only once a century?

No, ground around Licking mapped that way carries a 1-in-100 chance in any single year, not a once-a-century schedule.

Can a flood zone in Texas County be changed?

FEMA reviews requests such as a LOMA for Texas County properties; start with an elevation certificate.

Can I build in a flood zone in Texas County?

Building in a Special Flood Hazard Area near Licking typically needs a floodplain permit and may require elevating the structure, so check with the county floodplain administrator.

Is there a floodplain layer in the Texas County BreezeMaps viewer?

Check the layer list in the Texas County BreezeMaps viewer; if Texas County includes a floodplain layer, confirm the zone on FEMA's map anyway.

Open the official Texas County, MO parcel map Texas County in the Platbookmapper directory

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