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Blog · October 14, 2026 · Arizona

Apache Junction Flood Zone Map: checking a property's flood zone

Flood zones are set by FEMA, and checking one near Eloy takes a few minutes.

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Before an offer near Queen Creek, check the Apache Junction flood zone map: FEMA's zone label affects insurance, permits and resale. In this Apache Junction guide: locating a parcel on FEMA's map, reading the zone codes, and pairing it with the Pinal County ArcGIS parcel map.

The Apache Junction flood zone map: start here

Flood zones come from FEMA's Flood Map Service Center: type an address near Coolidge, then open the map view for that panel. A tract near Queen Creek without an address can still be found: pan from the closest town and click inside the land.

The viewer Pinal County publishes

Go first to the Pinal County ArcGIS parcel map; it maps every tax parcel around Casa Grande and San Tan Valley. For a home near Casa Grande, type a street address, an owner's name or a parcel number, and the matching parcel lights up. If the land is near Coolidge, write down the parcel ID from that panel; every clerk in the county uses it to find the file.

City limits and county records

Apache Junction lies within Pinal County, Arizona, so its parcels are on the county's map. In and around Queen Creek, city or town hall handles things like zoning, permits and utilities for lots inside the boundary, while the county keeps the tax map. Lots just outside the city limits out by Eloy generally falls under county rules, not municipal ones.

Getting your bearings

Florence is the county seat, home to the main records offices. Smaller places on the map include Queen Creek, San Tan Valley, and Casa Grande. About 484,239 people call Pinal County home (Census Bureau estimate, 2023) spread over about 5,366 square miles. Pinal County dates to 1875, and some chains of title near Eloy are long. Places such as Casa Grande Ruins National Monument help you orient on the aerial around San Tan Valley.

Zones on the Apache Junction flood zone map

For acreage around Casa Grande, any A or V zone are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. Near Eloy, shaded Zone X is moderate risk, between the 1% and 0.2% annual chance floods; plain X, or C on older maps, is minimal risk.

Low spots and local drainage

Low-lying fields near Queen Creek aren't always studied in detail, so walk the land after rain. Wetlands near Eloy can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.

Limits of the parcel data

Listed acreage is a tax-roll number; only a licensed surveyor can set the real lines on land around Queen Creek. Out toward San Tan Valley, owner names and values update on a schedule, so a deed recorded last month might lag behind.

Arizona is laid out under the Public Land Survey System, so deeds around San Tan Valley reference sections and townships. A standard section is about one square mile, roughly 640 acres, and a township holds 36 of them, though real sections near Queen Creek vary in size. Keep the legal description for land near Florence for any title or survey request.

Lining it up with the parcel map

FEMA's map shows zones but not ownership, so pair it with the Pinal County ArcGIS parcel map to confirm you have the right parcel near Coolidge.

What to request from a seller

Ask the seller whether the home has flooded for the house near Eloy; getting a quote early avoids surprises.

Lenders and permits

For a structure inside an A or V zone and the loan is federally backed or regulated, the lender will require flood insurance where the community participates in the National Flood Insurance Program, whether the land is near Casa Grande or elsewhere in the county. Building or adding on near San Tan Valley in a mapped zone usually means extra permit review; ask the local floodplain administrator before you plan.

The paper trail behind a parcel

The map is an index, not the title: deeds, subdivision plats and easements for land near Queen Creek are kept by the County Recorder. For a parcel near Queen Creek, have ready the instrument number from the tax record to skip a name search.

Questions about the Apache Junction flood zone map

What is a LOMA around Queen Creek?

Short answer: you can ask FEMA for a LOMA if surveyed elevations show the building near Eloy is above the BFE; it starts with an elevation survey.

Is AE a high-risk flood zone around Coolidge?

Short answer: an AE zone has a 1% annual chance of flooding and a base flood elevation, so builders near Queen Creek design to that elevation.

How can I tell if a house near Coolidge is in a flood zone?

Usually, FEMA's free map shows the zone for any spot near Casa Grande, and the zone code appears on the map.

Can a flood zone near Queen Creek change?

It depends, but zones near Florence can shift when FEMA updates a panel; your community is notified before changes take effect.

How do I save a parcel from the viewer in Apache Junction?

Some viewers offer PDF export; include the record panel for the lot near Coolidge.

Open the official Pinal County, AZ parcel map See it in the Platbookmapper directory

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