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Blog · October 14, 2026 · Montana

Belgrade Flood Zone Map, Montana: a practical guide

Flood zones are set by FEMA, and checking one near West Yellowstone takes a few minutes.

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Weighing a property around Bozeman? A quick look at the Belgrade flood zone map shows whether it sits in a FEMA flood zone, and it costs nothing to check. What this Belgrade guide covers: finding the address on FEMA's map, reading the zone codes, and pairing it with the Gallatin County parcel viewer.

The Belgrade flood zone map: start here

The official source is FEMA's Flood Map Service Center: search an address around Manhattan, and choose the dynamic map. Vacant ground around Manhattan can still be found: zoom in from the nearest road and click inside the land.

The free map to start with

Go first to the Gallatin County parcel viewer; it includes each assessed parcel from Three Forks to Bozeman. For a parcel near Bozeman, enter a street address, an owner's name or a parcel number, then pick the result to center the map on it. For a home near Bozeman, a pop-up or side panel usually lists the owner of record, acreage on the tax roll, a parcel ID and sometimes recent sales.

A short flood checklist

Request for any Elevation Certificate for the house near Three Forks; an insurance quote early keeps the budget honest.

When a parcel crosses a boundary

Gallatin County touches Fremont County, ID, Broadwater County, Jefferson County, Madison County, and Meagher County; every one of them runs a separate parcel map. Ground near West Yellowstone that runs to the line can show up across two assessors' files, so look at the adjacent map as well. Near Bozeman, our state page links every neighboring county map across Montana.

Places you'll see on the map

Bozeman is the county seat, home to the main records offices. You'll also find Manhattan, Three Forks, and West Yellowstone, where town lots give way to larger tracts. Roughly 126,409 people call Gallatin County home (Census estimate, 2023) on some 2,605 square miles. Gallatin County dates to 1865, and some chains of title near Three Forks are long. Features like Yellowstone National Park help you orient on the aerial around Three Forks.

Low spots and local drainage

Low-lying fields near Bozeman may not have detailed mapping, so look for water marks and debris lines. Wet ground around Three Forks is a separate issue from flood zones; the National Wetlands Inventory mapper shows mapped wetlands.

City limits and county records

Belgrade is part of Gallatin County, Montana, which means parcel data comes from the county. If you're looking near West Yellowstone, the municipality handles things like zoning, permits and utilities for lots inside the boundary, and the county still keeps the parcel and deed records. Acreage past the city limits near Three Forks often answers to county rules rather than the town's.

Offices that can help

Recorded documents for a parcel near West Yellowstone are with the County Clerk and Recorder, often with an online index. Questions about what you can build around West Yellowstone go to planning, building or health offices, and the answer depends on jurisdiction.

Decoding the flood zone labels

An AE label carries a published BFE, while plain Zone A does not; surveyors near Three Forks use that number. Closer to West Yellowstone, a shaded X area is moderate risk, roughly the 100- to 500-year range; unshaded X is minimal risk.

Use the county map alongside FEMA

FEMA doesn't draw property lines, so check the Gallatin County parcel viewer too to confirm you have the right parcel near Manhattan.

A word on accuracy

Acreage on the record is a tax-roll number; only a licensed surveyor sets the real boundary on land around Bozeman. For a tract near Manhattan, owner names and values update on a schedule, so a deed recorded last month might lag behind.

Backing up the map with records

The map is an index, not the title: recorded deeds, subdivision plats and easements covering ground around Bozeman are filed with the County Clerk and Recorder. For property near Three Forks, bring the instrument number shown in the record panel so staff can find the deed fast.

Insurance, lenders and building

If a building sits in a Special Flood Hazard Area and a federally regulated lender is involved, mandatory purchase rules apply where the community participates in the National Flood Insurance Program, whether the land is near West Yellowstone or elsewhere in the county. Building or adding on near Bozeman in a mapped zone can trigger elevation rules; check with the county or town building office early.

Questions about the Belgrade flood zone map

Is my property near West Yellowstone in a flood zone?

Usually, look up the spot near Bozeman in FEMA's National Flood Hazard Layer viewer, and the zone code appears on the map.

Is Zone X safe from flooding near Manhattan?

Usually, X zones around West Yellowstone are lower risk, not no risk, and floods still happen outside high-risk zones.

Will my lender require flood insurance near Three Forks?

Usually, lenders generally require it for buildings near West Yellowstone in a Special Flood Hazard Area when the loan is federally regulated or insured; elsewhere it's optional.

Is AE a high-risk flood zone for land near Three Forks?

Usually, AE is a Special Flood Hazard Area with a published base flood elevation, which shapes building rules near Bozeman.

Does the parcel map work on a phone for land near Manhattan?

The map near West Yellowstone usually works on a phone, though rural signal can drop.

Open the official Gallatin County, MT parcel map See it in the Platbookmapper directory

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