Blog · October 14, 2026 · Kansas
Cloud County Flood Zone Map (Kansas)
How to check whether a property in Cloud County sits in a FEMA flood zone, and what the answer means for a buyer near Concordia.
Main page: Cloud County, KS GIS & Parcel Viewer (official map link, Cloud County facts and neighboring maps).
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Land along the creek bottoms near Rice and the flats outside Jamestown are where a Cloud County flood zone map lookup matters most. You can check it yourself for any Jamestown address in a few minutes.
We'll cover finding a Cloud County address on FEMA's map, what Zone A, AE and X mean, how the county viewer fits in, and what to do if the map looks wrong.
Where to see the official Cloud County flood zone map
The authoritative source for a Cloud County flood zone map is FEMA, so begin at the FEMA Flood Map Service Center. Download the FIRM panel FEMA lists as effective for that part of Cloud County. On acreage outside Glasco, FEMA's National Flood Hazard Layer viewer draws the zones over aerial imagery, which displays how much of a county parcel sits inside the zone. Then open the ORKA parcel viewer for Cloud County to confirm the parcel near Glasco. Laying the county parcel outline beside the FEMA shading displays whether a homesite near Miltonvale sits above or inside the zone.
Search Cloud County parcels by owner, address or ID
For land around Jamestown, open the ORKA parcel viewer (a parcel platform shared by many Kansas counties); it's the map Cloud County itself publishes. Pick Cloud County on the ORKA start page, then search an address in Clyde or click a tract outside town. For a backup route to the map covering Jamestown, our Cloud County directory entry keeps the link current.
The lay of the land around Concordia
Concordia is the county seat, and Aurora, Clyde, Glasco, and Jamestown are among the other towns on the county map. Unincorporated communities in Cloud County, including Ames, Hollis, and Huscher, display up as small groups of parcels along the roads. Roughly 715 square miles of land and about 8,854 residents (2023 estimate) make up Cloud County. Beyond the town lots in Clyde, expect big rural parcels across the county. Cloud County was organized in 1867, so deeds for older farms near Concordia can run back a long way.
Reading the zones on a Cloud County flood map
Any Cloud County parcel shaded as Zone A, AE, AH or AO sits in what FEMA calls a Special Flood Hazard Area, defined by a 1-percent annual chance of being flooded. Where a Cloud County tract displays Zone AE, there's a base flood elevation to compare a building against; in Zone A there isn't one. If a Cloud County parcel displays shaded Zone X, it sits in the moderate band between the 100-year and 500-year floods. Clear, unshaded X near Glasco is outside the 500-year floodplain.
Near the Cloud County line
Near the edge of the county, check the next map over: Clay County, Jewell County, Mitchell County, Ottawa County, and Republic County all border it. Every map bordering Cloud County is listed on our Kansas directory.
Unmapped creeks in Cloud County
Small streams and ditches near Glasco may not be studied in detail, which is why it's worth walking the ground after a heavy rain.
Where Cloud County land records are kept
The parcel layer for Cloud County points back to recorded deeds and plats, kept by the county's recording office (its title varies by state). A deed book and page or instrument number on the county record is the fastest way to request the document for a lot in Aurora.
What a flood zone means for a Cloud County buyer
The zone displays up again when a loan on a house near Miltonvale is underwritten. If a barn or house outside Glasco falls inside an A or V zone and is financed by a regulated or federally insured lender, a flood policy becomes a loan condition, provided the community near Glasco takes part in the National Flood Insurance Program. Outside the A zones around Miltonvale, insurance is a choice, not a mandate, though a lender in Kansas can still ask for it. Think the map is wrong about a house in Glasco? The owner can ask FEMA for a Letter of Map Amendment (LOMA), typically backed by an elevation certificate from a surveyor who works in Cloud County. Adding on to a house near Miltonvale inside the zone commonly requires a permit and an elevation check; the county floodplain administrator can say what applies.
Cloud County, KS: common questions
What is a base flood elevation for a Cloud County property?
For a Cloud County property in Zone AE, it's the projected water surface in the base flood; elevation certificates in Cloud County are measured against it.
What if FEMA's map is wrong about my house near Glasco?
An owner near Glasco can request a Letter of Map Amendment from FEMA with elevation data, typically from a licensed surveyor.
Is Zone AE near Glasco high risk?
Yes, a tract around Glasco in Zone AE is high risk: a 1-percent-annual-chance floodplain where FEMA lists a base flood elevation.
Can I build in a flood zone in Cloud County?
Building in a Special Flood Hazard Area near Aurora typically needs a floodplain permit and may require elevating the structure, so check with the county floodplain administrator.
Who prepares an elevation certificate for a house in Aurora?
Hire a licensed surveyor or engineer who works in Cloud County; ask the local floodplain office first in case one exists.
Is flood insurance required for a Zone X lot in Aurora?
For a Zone X house near Glasco, federal rules don't require flood insurance; buying it is still a choice worth pricing.
Open the official Cloud County, KS parcel map Cloud County in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.