Blog · October 14, 2026 · South Carolina
Using the Clover Flood Zone Map
The zone on FEMA's map affects insurance, building and resale near McConnells.
Main page: York County, SC GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Ahead of any purchase around York, look at the Clover flood zone map: the zone on that map shapes insurance, permits and resale. Covered here for Clover: locating a parcel on FEMA's map, decoding A, AE and X, and pairing it with the York County ArcGIS parcel map.
The Clover flood zone map: start here
The official source is FEMA's Flood Map Service Center: type an address near Sharon, and choose the dynamic map. Vacant ground around Tega Cay can still be found: zoom in from US Route 21 then click the parcel area.
The viewer York County publishes
Property in and around Tega Cay appear on the York County ArcGIS parcel map, a viewer that needs no account. For land near Rock Hill, type a street address, an owner's name or a parcel number, then pick the result to center the map on it. Out toward Tega Cay, the record panel typically gives the owner of record, assessed acreage, a parcel ID and sometimes recent sales.
Where Clover fits in
Clover sits in York County, South Carolina, and the county assessor maps its lots. For a tract near Tega Cay, the municipality handles things like zoning, permits and utilities for lots inside the boundary, and the county still keeps the parcel and deed records. Land beyond the town limits out by York often follows county rules, not municipal ones.
Reading the legal description
Rural deeds near Sharon commonly use metes-and-bounds descriptions, which trace the boundary call by call. Platted lots around Tega Cay usually use lot and block from a recorded plat instead, making them easier to find. Copy the legal description from the record for the parcel near McConnells when you talk to a surveyor.
Before you lean on the lines
The acreage figure is an estimate; just a licensed surveyor can set the real boundary for a parcel near Tega Cay. For property near Hickory Grove, owner names and values update on a schedule, so a deed recorded last month might lag behind.
On site with the map
Most viewers work in a phone browser, which helps when you're standing on land near Hickory Grove, but coverage can be spotty out of town. A screenshot of the parcel near McConnells with its ID helps when you meet an owner or agent.
Zones on the Clover flood zone map
An AE label includes a base flood elevation (BFE), while plain Zone A does not; builders around McConnells design to it. For property near Hickory Grove, shaded Zone X is moderate risk, between the 1% and 0.2% annual chance floods; unshaded X means minimal mapped risk.
Parcel lines plus flood zones
FEMA doesn't draw property lines, so open the York County ArcGIS parcel map next for the outline of the tract near Tega Cay.
Offices that can help
Recorded documents for a parcel near York sit in the index kept by the Register of Deeds (in some counties the Clerk of Court), often with an online index. Building or septic questions for a lot near Hickory Grove are for the local planning and health departments, and the answer depends on jurisdiction.
Deeds, plats and who keeps them
The map is an index, not the title: recorded deeds, subdivision plats and easements for land near Hickory Grove sit with the Register of Deeds (in some counties the Clerk of Court). Long-held tracts near Tega Cay can sit on a long string of deeds, so a title company earns its fee if money is changing hands.
A short flood checklist
Request for any Elevation Certificate for the house near Hickory Grove; an insurance quote early keeps the budget honest.
Money questions tied to the zone
For a structure inside an A or V zone and the loan is federally backed or regulated, mandatory purchase rules apply in communities in the NFIP, which applies near Rock Hill as much as anywhere. Building or adding on near McConnells in a mapped zone often needs a floodplain permit; check with the county or town building office early.
Water near McConnells
Low-lying fields near York aren't always studied in detail, so walk the land after rain. Marshy spots near McConnells can limit building too; the National Wetlands Inventory mapper shows mapped wetlands.
Questions about the Clover flood zone map
Do I need to worry about flooding in Zone X for land near Rock Hill?
It depends, but Zone X near Sharon means moderate (shaded) or minimal (unshaded) mapped risk; FEMA notes that a large share of claims come from these areas.
How often are flood maps updated for land near York?
It depends, but zones near Hickory Grove can shift when FEMA updates a panel, so look at the panel date.
Does the county parcel map show flood zones for land near Sharon?
For most people, a flood layer may appear in the York County ArcGIS parcel map layer list, though it can lag behind FEMA's current panels.
How do I check the flood zone for an address in Clover?
In most cases, look up the spot near Tega Cay in FEMA's National Flood Hazard Layer viewer, which takes a couple of minutes.
Who keeps deeds for property in Clover?
The County Assessor handles values and the tax roll, and the Register of Deeds (in some counties the Clerk of Court) keeps deeds; planning offices cover zoning near York
Open the official York County, SC parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.