Blog · October 14, 2026 · South Dakota
Codington County Flood Zone Map: checking a property's flood zone
The zone on FEMA's map affects insurance, building and resale near Florence.
Main page: Codington County, SD GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Before you buy or build near Waverly, look at the Codington County flood zone map: the zone on that map shapes insurance, permits and resale. What this Codington County guide covers: locating a parcel on FEMA's map, reading the zone codes, and pairing it with the Codington County parcel viewer.
Getting started with the Codington County flood zone map
For a more interactive look, open the National Flood Hazard Layer viewer, where zone shading sits over a photo base, which applies near Sandy Shore Recreation Area as much as anywhere. A tract near Grover without an address can still be found: zoom in from the nearest road then click the parcel area.
Getting to the right map
Your first stop is the Codington County parcel viewer; it covers every tax parcel from Appleby to Pelican Lake Recreation Area. For land near Waverly, enter a street address, an owner's name or a parcel number, then pick the result to center the map on it. For land near Kranzburg, copy the parcel ID before closing the panel; every office in the county will want it.
Water near Kampeska
Low-lying fields near Waverly may not have detailed mapping, so look for water marks and debris lines. Wet ground around Sandy Shore Recreation Area is a separate issue from flood zones; the National Wetlands Inventory mapper shows mapped wetlands.
Limits of the parcel data
Acreage on the record is an estimate; only a licensed surveyor establishes the real corners on land around Watertown. For a parcel near Appleby, owner names and values update on a schedule, so a deed recorded last month can take weeks to appear.
Reading A, AE and X
If you're looking near Pelican Lake Recreation Area, A and V zones are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. For acreage around Grover, shaded Zone X is moderate risk, roughly the 100- to 500-year range; plain X, or C on older maps, is minimal risk.
Which office to call
For assessment questions about property around Wallace are handled by the Director of Equalization, the office behind the parcel record. Zoning, permits and septic questions near Watertown are for the local planning and health departments, town or county, depending on location.
Land on the county line
Codington County touches Clark County, Day County, Deuel County, Grant County, and Hamlin County; every one of them runs a separate parcel map. A tract near the line by Wallace may show up in two county records, so open the neighboring map before you assume the acreage. For acreage around Pelican Lake Recreation Area, our state page lists each neighboring county map for South Dakota.
Parcel lines plus flood zones
FEMA doesn't draw property lines, so pair it with the Codington County parcel viewer for the outline of the tract near Wallace.
Field tips
The parcel map usually runs in a mobile browser, useful out on a road near Pelican Lake Recreation Area, though signal can drop in rural spots. A screenshot of the parcel near Grover with its ID keeps working without signal.
Money questions tied to the zone
For a structure inside an A or V zone and a federally regulated lender is involved, mandatory purchase rules apply in communities in the NFIP, whether the land is near Henry or elsewhere in the county. Building or adding on near South Shore in a mapped zone often needs a floodplain permit; ask the local floodplain administrator before you plan.
Legal descriptions in South Dakota
South Dakota is laid out under the Public Land Survey System, so deeds around Pelican Lake Recreation Area reference sections and townships. Each section is nominally a mile square, about 640 acres, with 36 sections to a township, though sections near Sandy Shore Recreation Area can be irregular. Write down the legal description for the tract near Sandy Shore Recreation Area when you talk to a surveyor.
Places you'll see on the map
Watertown holds the county offices, home to the main records offices. Smaller places on the map include Florence, Henry, Kranzburg, and South Shore, where town lots give way to larger tracts. Around 28,971 people call Codington County home (Census Bureau estimate, 2023) across about 688 square miles. Features like Pelican Lake Recreation Area are easy to spot when you zoom out from Waverly.
What to request from a seller
In and around Pelican Lake Recreation Area, ask the listing agent about past flood claims before closing; an insurance quote early keeps the budget honest.
Frequently asked
When is flood insurance required around Waverly?
Lenders generally require it for buildings near Sandy Shore Recreation Area in a Special Flood Hazard Area when the loan is federally regulated or insured; elsewhere it's optional.
What is the difference between Zone A and AE around Appleby?
AE is a Special Flood Hazard Area with a published base flood elevation, which shapes building rules near Sandy Shore Recreation Area.
How often are flood maps updated for land near Waverly?
Usually, a new study can move a zone line near Wallace, so look at the panel date.
What is a base flood elevation in Codington County?
For most people, a BFE near Henry tells builders how high the lowest floor should be; surveyors use it often.
Does the parcel map work on a phone near Pelican Lake Recreation Area?
For a tract near Florence, most viewers run in a mobile browser; screenshots help offline.
Open the official Codington County, SD parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.