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Blog · October 14, 2026 · Tennessee

Coffee County Flood Zone Map: checking a property's flood zone

The zone on FEMA's map affects insurance, building and resale near New Union.

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Before an offer near Belmont, look at the Coffee County flood zone map: FEMA's zone label affects insurance, building rules and resale. Covered here for Coffee County: the free FEMA tools, what each zone label means, lender insurance rules and what a LOMA is.

Getting started with the Coffee County flood zone map

The official source is FEMA's Flood Map Service Center: search an address around New Union, then open the map view for that panel. Vacant ground around Lakewood Park can still be found: search the nearest road and click the spot.

Opening the official parcel viewer

Begin with the Tennessee Property Viewer; it maps each assessed parcel around Beech Grove and Belmont. For property near Hillsboro, put in a street address, an owner's name or a parcel number, and the matching parcel lights up. For acreage around Beech Grove, write down the parcel ID from that panel; each clerk in the county will want it.

Zones on the Coffee County flood zone map

An AE label includes a base flood elevation (BFE), which plain A zones lack; builders around Beech Grove design to it. For a home near Manchester, minimal risk is not no risk: according to FEMA, floods happen outside mapped zones too.

The paper trail behind a parcel

When the details count, pull the recorded deed through the Register of Deeds; the viewer just points to it, whether the land is near Lakewood Park or elsewhere in the county. On ground around Lakewood Park, bring the instrument number from the tax record to skip a name search.

A quick look at the area

Manchester serves as the county seat, where most land records are kept. You'll also find Tullahoma, Hillsboro, Lakewood Park, and New Union, each with its own cluster of lots. Around 60,633 people call Coffee County home (Census Bureau estimate, 2023) spread over some 429 square miles. Coffee County dates to 1836, and some chains of title near Tullahoma are long.

A short flood checklist

Request about past flood claims on the property near Tullahoma; an insurance quote early avoids surprises.

Land on the county line

Coffee County borders Bedford County, Cannon County, Franklin County, Grundy County, and Moore County, all with their own assessor records. A tract near the line by Lakewood Park may show up across two assessors' files, so check the neighboring map as well. If you're looking near Beech Grove, our state page links each neighboring county map across Tennessee.

Parcel lines plus flood zones

FEMA doesn't draw property lines, so pair it with the Tennessee Property Viewer to see exactly which lot near Belmont you're looking at.

On site with the map

The parcel map usually runs in a mobile browser, handy when you're parked on a road near Tullahoma, though signal can drop in rural spots. A printout of the tract near Lakewood Park is a good backup.

Limits of the parcel data

Parcel lines are drawn for taxes, not surveyed, so the edge of a yard near Hillsboro often sits some distance off the line on screen. For acreage around Lakewood Park, records update in batches, so a deed recorded last month can take weeks to appear.

What a flood zone means for a buyer

If the land is near New Union, ask for an Elevation Certificate: it records the building's elevation against the base flood. New construction in a floodplain near Beech Grove can trigger elevation rules; call the permitting office before you plan.

Who handles what

For assessment questions about property around Beech Grove belong with the Assessor of Property, since that office keeps the assessment data. Zoning, permits and septic questions near New Union go to planning, building or health offices, depending on whether the land is inside town limits.

Low spots and local drainage

Small streams around Lakewood Park aren't always studied in detail, so look for water marks and debris lines. Wetlands near Beech Grove can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.

Tracts outside towns near New Union are often described by metes and bounds, which trace the boundary call by call. Platted lots around New Union are typically described by lot and block, making them easier to find. Copy the legal description from the record for the parcel near Beech Grove for any title or survey request.

Frequently asked

Is AE a high-risk flood zone for land near Beech Grove?

Good question; both are high-risk zones, but only AE has a base flood elevation, so builders near Beech Grove design to that elevation.

What is a LOMA for land near New Union?

Usually, FEMA's LOMA process is the usual route when a building near New Union sits above the base flood elevation; a surveyor's elevation data supports it.

Is my property near Lakewood Park in a flood zone?

Generally, search the address near Beech Grove on FEMA's Flood Map Service Center; no account is needed.

Is Zone X safe from flooding for land near Belmont?

Zone X near Lakewood Park means moderate (shaded) or minimal (unshaded) mapped risk; many owners near New Union buy coverage anyway.

Does the parcel map work on a phone near Beech Grove?

For a home near Lakewood Park, most viewers run in a mobile browser; screenshots help offline.

Open the official Coffee County, TN parcel map See it in the Platbookmapper directory

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