Blog · October 14, 2026 · Texas
Gray County Flood Zone Map, Texas: a practical guide
The zone on FEMA's map affects insurance, building and resale near Hoover.
Main page: Gray County, TX GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Ahead of any purchase around Hoover, look at the Gray County flood zone map: a mapped flood zone changes insurance, permits and resale. Covered here for Gray County: locating a parcel on FEMA's map, reading the zone codes, and pairing it with the Gray CAD interactive map.
Getting started with the Gray County flood zone map
For parcel-by-parcel detail, try the National Flood Hazard Layer viewer, where zone shading sits over a photo base, which applies near McClellan Creek National Grassland as much as anywhere. Vacant ground around McClellan Creek National Grassland is still easy to locate: zoom in from the nearest road and click the spot.
The free map to start with
Your first stop is the Gray CAD interactive map; it maps each tax parcel in the county, Pampa included. If you only know roughly where the land is, follow the nearest road on the aerial until the lines appear, then click inside the one you want, whether the land is near Hoover or elsewhere in the county. Out toward McClellan Creek National Grassland, save the parcel ID while you have it open; every office in the county will want it.
Sections, lots and bearings
Tracts outside towns near Back are often described by metes and bounds, a series of courses and distances from a starting point. Platted lots around McClellan Creek National Grassland usually use lot and block from a recorded plat instead, which is simpler to follow. Write down the legal description for the tract near McLean when you talk to a surveyor.
Taking the map into the field
The parcel map usually runs in a mobile browser, useful out on a road near Pampa, but coverage can be spotty out of town. A screenshot of the parcel near Hoover with its ID is a good backup.
Decoding the flood zone labels
For a tract near Pampa, zones beginning with A or V mark the Special Flood Hazard Area, land with a 1-percent chance of flooding in any year. For a tract near McClellan Creek National Grassland, shaded Zone X marks moderate flood hazard, roughly the 100- to 500-year range; plain X, or C on older maps, is minimal risk.
Beyond the mapped zones
Low-lying fields near Back may not have detailed mapping, so ask neighbors about past flooding. Wet ground around McClellan Creek National Grassland is a separate issue from flood zones; check the National Wetlands Inventory mapper for a first look.
Use the county map alongside FEMA
FEMA doesn't draw property lines, so check the Gray CAD interactive map too for the outline of the tract near Lefors.
Getting answers from the right desk
If the acreage or value on a parcel near McLean looks off are handled by the appraisal district, since that office keeps the assessment data. Building or septic questions for a lot near Alanreed go to planning, building or health offices, depending on whether the land is inside town limits.
Money questions tied to the zone
For a structure inside an A or V zone and the loan is federally backed or regulated, the lender will require flood insurance where the community participates in the National Flood Insurance Program, which applies near Alanreed as much as anywhere. Building or adding on near McLean in a mapped zone can trigger elevation rules; call the permitting office early.
A word on accuracy
Listed acreage is an estimate; just a licensed surveyor sets the real lines for a parcel near McClellan Creek National Grassland. On ground around Back, records update in batches, so a deed recorded last month may not show yet.
Next door to Gray County
Gray County touches Armstrong County, Carson County, Collingsworth County, Donley County, and Hemphill County, and each of those keeps its own parcel map. Ground near McClellan Creek National Grassland that runs to the line may show up across two assessors' files, so look at the adjacent map too. Near Lefors, our state page lists every bordering county map for Texas.
Questions to ask before you buy
On ground around Hoover, request whether the home has flooded before closing; getting a quote early avoids surprises.
Frequently asked
What is the difference between Zone A and AE around Alanreed?
For a tract near Lefors, an AE zone has a 1% annual chance of flooding and a base flood elevation; unnumbered A zones don't list one.
When is flood insurance required for land near McLean?
For a tract near Back, it's typically required only for structures in high-risk zones with federally backed loans; elsewhere it's optional.
What if the flood map is wrong for my lot near McClellan Creek National Grassland?
In and around McClellan Creek National Grassland, a Letter of Map Amendment (LOMA) from FEMA can remove a structure on naturally high ground, and lenders accept the result.
Can I see flood zones on the Gray CAD interactive map around Hoover?
For property near McLean, a flood layer may appear in the Gray CAD interactive map layer list, but FEMA's own map is the official source.
What's a legal description near Lefors?
On ground around Alanreed, it's the formal description of the land in the deed; copy it for any survey or title request.
Open the official Gray County, TX parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.