Blog · October 14, 2026 · Nebraska
Howard County Flood Zone Map, Nebraska: a practical guide
The zone on FEMA's map affects insurance, building and resale near Dannevirke.
Main page: Howard County, NE GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Weighing a property around Nysted? The Howard County flood zone map tells you whether the lot falls inside a mapped floodplain, and it costs nothing to check. Covered here for this county: locating a parcel on FEMA's map, reading the zone codes, and pairing it with the county gWorks map around St. Libory.
Checking the Howard County flood zone map step by step
For a home near Cotesfield, flood zones come from FEMA's Flood Map Service Center: enter the street address, then open the map view for that panel. Rural land near Cushing with no street number can still be found: zoom in from the nearest road and click inside the land.
The viewer Howard County publishes
Your first stop is the Howard County gWorks map; it covers every tax parcel in the county, Howard City included. For acreage around Cotesfield, enter a street address, an owner's name or a parcel number, and the matching parcel lights up. On ground around St. Libory, copy the parcel ID from that panel; every records desk in the county asks for it first.
Backing up the map with records
For anything that matters, pull the recorded deed from the Register of Deeds; the viewer just points to it, which applies near St. Libory as much as anywhere. For a tract near Farwell, have ready the document number shown in the record panel to skip a name search.
Decoding the flood zone labels
With a lot near Elba, zones beginning with A or V mark the Special Flood Hazard Area, land with a 1-percent chance of flooding in any year. If you're looking near Farwell, shaded Zone X is moderate risk, roughly the 100- to 500-year range; plain X, or C on older maps, means minimal mapped risk.
Use the county map alongside FEMA
FEMA doesn't draw property lines, so pair it with the Howard County gWorks map for the outline of the tract near Nysted.
What a flood zone means for a buyer
For acreage around Howard City, an Elevation Certificate from a surveyor helps: it records the building's elevation against the base flood. Remodeling a house in a zone near Cotesfield can trigger elevation rules; check with the county or town building office early.
Beyond the mapped zones
Low-lying fields near St. Paul aren't always studied in detail, so ask neighbors about past flooding. Wetlands near St. Paul can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
Legal descriptions in Nebraska
Nebraska uses the Public Land Survey System, so rural legal descriptions near Elba cite section, township and range. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though sections near St. Paul can be irregular. Keep the legal description for land near Dannevirke when you talk to a surveyor.
Using it on a phone
Most viewers work in a phone browser, useful out on a road near Dannebrog, so load it before you lose signal. A saved image of the lot near Dannevirke and its lines helps when you meet an owner or agent.
Neighboring parcel maps
Howard County borders Buffalo County, Greeley County, Hall County, Merrick County, and Nance County, all with their own assessor records. A tract near the line by Dannebrog may show up across two assessors' files, so look at the adjacent map as well. Out toward St. Libory, our state page links every bordering county map across Nebraska.
Getting your bearings
St. Paul is the county seat, where most land records are kept. You'll also find Cotesfield, Cushing, Dannebrog, and Elba, each with its own cluster of lots. Roughly 6,527 people call Howard County home (Census estimate, 2023) on some 569 square miles. Howard County was formed in 1871, which matters when you trace an old farm's title. Landmarks such as Middle Loup River are easy to spot when you zoom out.
A short flood checklist
On ground around St. Libory, ask the listing agent for any Elevation Certificate before closing; getting a quote early keeps the budget honest.
Getting answers from the right desk
Deeds, mortgages and recorded plats for land near Dannevirke sit in the index kept by the Register of Deeds, sometimes only in person. Building or septic questions for a lot near Howard City go to planning, building or health offices, depending on whether the land is inside town limits.
Quick answers
What does an AE label mean for a lot near Howard City?
Usually, both are high-risk zones, but only AE has a base flood elevation, which shapes building rules near Nysted.
How often are flood maps updated around Dannebrog?
For a parcel near St. Paul, FEMA revises flood maps panel by panel as new studies finish; check the effective date on the panel.
Why does the BFE matter near Farwell?
For a tract near St. Libory, the base flood elevation is the water level expected in the 1% annual chance flood, and an Elevation Certificate compares the building to it.
How do I get a property removed from a flood zone near Cotesfield?
Around St. Paul, a Letter of Map Amendment (LOMA) from FEMA can remove a structure on naturally high ground, and lenders accept the result.
How do I save a parcel from the viewer for land near Dannevirke?
For a tract near Dannevirke, use the print button or a screenshot; downloads of raw data vary by county.
Open the official Howard County, NE parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.