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Blog · October 14, 2026 · Mississippi

Reading the Itawamba County Flood Zone Map for a parcel

The zone on FEMA's map affects insurance, building and resale near Bounds Crossroads.

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Before you buy or build near Kirkville, check the Itawamba County flood zone map: the zone on that map shapes insurance, building rules and resale. This Itawamba County guide covers: finding the address on FEMA's map, reading the zone codes, and matching it with the county parcel viewer.

Getting started with the Itawamba County flood zone map

For a home near Tremont, start with FEMA's Flood Map Service Center: enter the street address, and choose the dynamic map. A tract near Beans Ferry without an address can still be found: zoom in from US Route 78 and click inside the land.

Pulling up a parcel

Property in and around Kirkville are published on the MARIS Mississippi Statewide Parcels map viewer, which opens without registering. When a rural tract has no street number, pan along US Route 78 and click the parcel itself, for land near Bounds Crossroads included. In and around Tremont, copy the parcel ID before closing the panel; every records desk in the county will want it.

Backing up the map with records

Closer to Bounds Crossroads, the map is an index, not the title: deeds, subdivision plats and easements for parcels in the county are filed with the Chancery Clerk. For a parcel near Tremont, use the book and page listed on the parcel record and the lookup takes minutes.

Decoding the flood zone labels

With a lot near Bounds Crossroads, zones beginning with A or V mark the Special Flood Hazard Area, which FEMA defines as a 1% annual chance of flooding. In and around Beans Ferry, a shaded X area is moderate risk, between the 1% and 0.2% annual chance floods; unshaded X is minimal risk.

Use the county map alongside FEMA

FEMA doesn't draw property lines, so open the MARIS Mississippi Statewide Parcels map viewer next to see exactly which lot near Beans Ferry you're looking at.

Before you lean on the lines

On ground around Mantachie, the acreage figure is an estimate; only a licensed surveyor sets the real boundary on the ground. If the land is near Beans Ferry, owner names and values update on a schedule, so a deed recorded last month can take weeks to appear.

What to request from a seller

For property near Cadamy, ask the listing agent about past flood claims before closing; an insurance quote early avoids surprises.

Taking the map into the field

The parcel map usually runs in a mobile browser, useful out on a road near Cadamy, though signal can drop in rural spots. A saved image of the lot near Kirkville and its lines helps when you meet an owner or agent.

Mississippi uses the Public Land Survey System, so deeds around Bounds Crossroads reference sections and townships. Each section is nominally a mile square, about 640 acres, and a township holds 36 of them, though sections near Beans Ferry can be irregular. Keep the legal description for land near Cadamy before you request a deed or survey.

Lenders and permits

For a structure inside an A or V zone and a federally regulated lender is involved, mandatory purchase rules apply where the community participates in the National Flood Insurance Program, whether the land is near Bounds Crossroads or elsewhere in the county. Remodeling a house in a zone near Carolina can trigger elevation rules; call the permitting office before you plan.

Places you'll see on the map

Fulton holds the county offices, home to the main records offices. You'll also find Mantachie, Tremont, Kirkville, and Beans Ferry. About 24,093 people live in Itawamba County (Census estimate, 2023) spread over about 533 square miles. Itawamba County dates to 1836, which matters when you trace an old farm's title.

Next door to the county, especially near Beans Ferry.

Itawamba County meets Franklin County, AL, Marion County, AL, Lee County, Monroe County, and Prentiss County, all with their own assessor records. Acreage along the edge near Kirkville can show up in two county records, so check the neighboring map as well. For a parcel near Fulton, our state page lists each bordering county map for Mississippi.

Beyond the mapped zones

Low-lying fields near Cadamy aren't always studied in detail, so look for water marks and debris lines. Wetlands near Kirkville can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.

Questions about the Itawamba County flood zone map

How often are flood maps updated around Cadamy?

Zones near Beans Ferry can shift when FEMA updates a panel; your community is notified before changes take effect.

What is the difference between Zone A and AE in Itawamba County?

In and around Bounds Crossroads, AE is a Special Flood Hazard Area with a published base flood elevation; unnumbered A zones don't list one.

When is flood insurance required around Mantachie?

It depends, but for a building near Bounds Crossroads in an A or V zone with a federally backed or regulated mortgage, it's generally required; outside those zones it's your call.

Where can I see the Itawamba County flood zone map for free?

It depends, but FEMA's free map shows the zone for any spot near Beans Ferry; then confirm the parcel on the county viewer.

Is there an app for the parcel map near Beans Ferry?

For acreage around Cadamy, most viewers run in a mobile browser; screenshots help offline.

Open the official Itawamba County, MS parcel map See it in the Platbookmapper directory

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