Blog · October 14, 2026 · West Virginia
Morgan County Flood Zone Map, West Virginia: a practical guide
The zone on FEMA's map affects insurance, building and resale near Burnt Factory.
Main page: Morgan County, WV GIS & Parcel Viewer (official map link, county facts and neighboring maps).
Platbookmapper is an Amazon Associate. If you buy through an Amazon link on this page, we earn a commission. The link is a product, not the county map.
Before an offer near Great Cacapon, check the Morgan County flood zone map: a mapped flood zone changes insurance, building rules and resale. Covered here for Morgan County: locating a parcel on FEMA's map, decoding A, AE and X, and pairing it with the West Virginia Property Viewer.
The Morgan County flood zone map: start here
For a more interactive look, use the National Flood Hazard Layer viewer, which lets you click a spot and read its zone, whether the land is near Great Cacapon or elsewhere in the county. Vacant ground around Burnt Factory can still be found: zoom in from the nearest road and click inside the land.
Opening the official parcel viewer
Parcels around Berkeley Springs appear on the West Virginia Property Viewer, a viewer that needs no account. If you only know roughly where the land is, follow the nearest road on the aerial and select the outline, which applies near Great Cacapon as much as anywhere. For a home near Cherry Run, copy the parcel ID before closing the panel; every records desk in the county asks for it first.
Limits of the parcel data
Listed acreage is an assessed number; just a licensed surveyor can set the real boundary on land around Berkeley Springs. Near Great Cacapon, records update in batches, so a deed recorded last month can take weeks to appear.
Recorded documents worth pulling
For a home near Berryville, the map is an index, not the title: recorded deeds, subdivision plats and easements for parcels in the county sit with the County Clerk. If the land is near Paw Paw, have ready the document number from the tax record to skip a name search.
Offices that can help
For assessment questions about property around Berryville go to the County Assessor, which maintains the tax roll. Zoning, permits and septic questions near Burnt Factory need the planning or permitting office, town or county, depending on location.
Neighboring parcel maps
Morgan County meets Allegany County, MD, Washington County, MD, Frederick County, VA, Berkeley County, and Hampshire County; every one of them runs a separate parcel map. Acreage along the edge near Cherry Run may be split in two county records, so look at the neighboring map as well. For land near Burnt Factory, the Platbookmapper state page links every bordering county map for West Virginia.
Reading A, AE and X
In and around Paw Paw, any A or V zone are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. With a lot near Campbells, a shaded X area marks moderate flood hazard, roughly the 100- to 500-year range; unshaded X means minimal mapped risk.
Matching the zone to the lot lines
FEMA doesn't draw property lines, so open the West Virginia Property Viewer next for the outline of the tract near Paw Paw.
A quick look at the area
Smaller places on the map include Berkeley Springs, Paw Paw, Great Cacapon, and Berryville, each with its own cluster of lots. About 17,649 people live in Morgan County (Census estimate, 2023) spread over roughly 229 square miles. The county was organized in 1820, and some chains of title near Burnt Factory are long.
Insurance, lenders and building
For a home near Great Cacapon, ask for an Elevation Certificate: it compares the building to the BFE. Remodeling a house in a zone near Great Cacapon usually means extra permit review; ask the local floodplain administrator early.
Questions to ask before you buy
Ask the seller whether the home has flooded for the house near Cherry Run; getting a quote early keeps the budget honest.
Low spots and local drainage
Small streams around Berkeley Springs may not have detailed mapping, so ask neighbors about past flooding. Wetlands near Burnt Factory can limit building even outside a flood zone; check the National Wetlands Inventory mapper for a first look.
Taking the map into the field
Most viewers work in a phone browser, useful out on a road near Campbells, though signal can drop in rural spots. A printout of the tract near Berkeley Springs is a good backup.
Sections, lots and bearings
Rural deeds near Great Cacapon commonly use metes-and-bounds descriptions, which trace the boundary call by call. Platted lots around Paw Paw refer to a recorded plat, which is simpler to follow. Keep the legal description for land near Campbells when you talk to a surveyor.
Morgan County: common questions
How often are flood maps updated around Burnt Factory?
For most people, a new study can move a zone line near Paw Paw; your community is notified before changes take effect.
Does the county parcel map show flood zones in Morgan County?
Short answer: the parcel map near Great Cacapon might show FEMA zones, but FEMA's own map is the official source.
Do I need to worry about flooding in Zone X in Morgan County?
Short answer: X zones around Paw Paw are lower risk, not no risk, and floods still happen outside high-risk zones.
Can I challenge a flood zone near Berkeley Springs?
It depends, but FEMA's LOMA process is the usual route when a building near Berryville sits above the base flood elevation; it starts with an elevation survey.
What's a legal description in Morgan County?
With a lot near Great Cacapon, it's the formal description of the land in the deed, and the parcel record often summarizes it.
Open the official Morgan County, WV parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.