Blog · October 14, 2026 · Mississippi
The Pearl River County Flood Zone Map: a Mississippi guide
Look up any Pearl River County address on FEMA's flood map, read the zone, and match it to the parcel record for land around Picayune.
Main page: Pearl River County, MS GIS & Parcel Viewer (official map link, Pearl River County facts and neighboring maps).
Platbookmapper is an Amazon Associate. If you buy through an Amazon link on this page, we earn a commission. The link is a product, not the county map.
Before you buy a house in Picayune, add on to a barn near Lumberton, or price a lot along the creek bottoms near Nicholson, check the Pearl River County flood zone map. For any tract in Pearl River County, Mississippi, the answer affects insurance, permits and resale.
The sections below go from the FEMA search to the Pearl River County parcel record, then cover insurance, permits and map changes near Lumberton.
How to use the Pearl River County flood zone map
Start at the FEMA Flood Map Service Center and enter the property address in Poplarville or anywhere else in the county. If a tract around Lumberton has no street number yet, search the nearest road and pan to it. On acreage outside Poplarville, the National Flood Hazard Layer viewer is easier to use, which shows how much of a county parcel sits inside the zone. Switch to the MARIS Mississippi Statewide Parcels map viewer and locate the same tract around Lumberton. If the Pearl River County viewer has a floodplain layer, treat it as a convenience copy and confirm on FEMA's map.
Opening the Pearl River County parcel viewer
For Pearl River County, the free public parcel layer is state-run: open the MARIS Mississippi Statewide Parcels map viewer and pan to Lumberton. Click any Pearl River County parcel near Picayune to open its record: owner, parcel ID and assessed acreage are typically listed. Bookmark our Pearl River County page too; it tracks the official Mississippi link if it moves and lists the maps around Picayune.
High, moderate and minimal risk in Pearl River County
Any Pearl River County parcel shaded as Zone A, AE, AH or AO sits in what FEMA calls a Special Flood Hazard Area, defined by a 1-percent annual chance of being flooded. Where a Pearl River County tract shows Zone AE, there's a base flood elevation to compare a building against; in Zone A there isn't one. If a Pearl River County parcel shows shaded Zone X, it falls between the base flood and the 500-year flood. Clear, unshaded X near Poplarville is outside the 500-year floodplain.
Unmapped creeks in Pearl River County
A creek near Lumberton that shows no detailed zone, which is why it's worth walking the ground after a heavy rain.
A short buyer checklist for Picayune
Request any past flood claims history for a Pearl River County property before closing; it tells you more than the map alone. An agent working in Pearl River County can quote flood coverage once you know the zone for the lot near Lumberton.
Map dates and floodways in Pearl River County
Zones on the map covering Picayune can change after a restudy, so the date on the county panel matters. If a tract around Picayune shows a hatched floodway, expect tight limits on fill and new structures from the county floodplain office.
When the map affects a deal
Lenders watch the zone closely on Pearl River County properties. When a structure near Lumberton is mapped in a high-risk zone and is financed by a regulated or federally insured lender, the lender must require flood coverage, as long as Pearl River County or the town participates in the NFIP. For a county home in shaded or unshaded X, coverage is optional; pricing a policy for land near Lumberton is still worth a call. Where a structure near Poplarville looks higher than the shading suggests, a Letter of Map Amendment request is the formal route; a surveyor near Lumberton can supply the elevation data. New construction in a Pearl River County Special Flood Hazard Area typically needs a floodplain permit, and the building office serving Lumberton explains the steps.
Pearl River County flood zones questions
Where do I get an elevation certificate in Pearl River County?
Hire a licensed land surveyor or engineer who works in Pearl River County; ask the local floodplain office first in case one exists.
My house near Lumberton is in Zone X. Is insurance required?
Not under federal rules; Zone X in Pearl River County is outside the Special Flood Hazard Area, though a lender can still require coverage.
Is there a floodplain layer in the MARIS Mississippi Statewide Parcels map viewer?
Check the layer list in the MARIS Mississippi Statewide Parcels map viewer; if Pearl River County includes a floodplain layer, confirm the zone on FEMA's map anyway.
Do I need a permit to build in the floodplain near Picayune?
Often, but local floodplain rules apply; ask the county or town building office in Picayune well before you buy.
My lot in Picayune shows Zone AE. What does that mean?
Yes, a tract around Lumberton in Zone AE is high risk: a 1-percent-annual-chance floodplain where FEMA lists a base flood elevation.
Open the official Pearl River County, MS parcel map Pearl River County in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.