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Blog · October 14, 2026 · Kentucky

Reading the Somerset Flood Zone Map for a parcel

The zone on FEMA's map affects insurance, building and resale near Science Hill.

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A recorded plat sheet spread on a table

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Before you buy or build near Burnside, pull up the Somerset flood zone map: the zone on that map shapes insurance, building rules and resale. What this Somerset guide covers: locating a parcel on FEMA's map, decoding A, AE and X, and pairing it with the Pulaski County Beacon site.

Checking the Somerset flood zone map step by step

The official source is FEMA's Flood Map Service Center: search an address around Science Hill, and choose the dynamic map. Rural land near Ferguson with no street number is still easy to locate: zoom in from Interstate 465 then click the parcel area.

Opening the official parcel viewer

Begin with the Pulaski County Beacon site; it includes every tax parcel around Ferguson and Eubank. Without an address in hand, pan along Interstate 465 until the lines appear, then click inside the one you want. For property near Eubank, the record panel normally shows the owner of record, assessed acreage, the parcel number and sometimes recent sales.

Backing up the map with records

For anything that matters, get the recorded deed through the County Clerk; the viewer just points to it, whether the land is near Burnside or elsewhere in the county. Long-held tracts near Ferguson may trace back through several deeds, and a title company is worth hiring on a real sale.

Who handles what

For assessment questions about property around Burnside are handled by the Property Valuation Administrator (PVA), which maintains the tax roll. Questions about what you can build around Science Hill go to planning, building or health offices, depending on whether the land is inside town limits.

Tracts outside towns near Eubank are often described by metes and bounds, a series of courses and distances from a starting point. Platted lots around Burnside refer to a recorded plat, making them easier to find. Copy the legal description from the record for the parcel near Eubank for any title or survey request.

Field tips

Most viewers work in a phone browser, useful out on a road near Eubank, though signal can drop in rural spots. A screenshot of the parcel near Burnside with its ID is a good backup.

Somerset, KY: the basics

Somerset lies within Pulaski County, Kentucky, so its parcels are on the county's map. Somerset is also the county seat, which puts the County Clerk close by. If you're looking near Eubank, city or town hall handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Acreage past the city limits out by Eubank generally follows county rules, not municipal ones.

Questions to ask before you buy

Request for any Elevation Certificate for the house near Eubank; getting a quote early keeps the budget honest.

Reading A, AE and X

Out toward Burnside, any A or V zone are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any year. For property near Eubank, a shaded X area is moderate risk, roughly the 100- to 500-year range; unshaded X means minimal mapped risk.

Use the county map alongside FEMA

FEMA's map shows zones but not ownership, so open the Pulaski County Beacon site next to confirm you have the right parcel near Eubank.

When a parcel crosses a boundary

Pulaski County meets Casey County, Laurel County, Lincoln County, McCreary County, and Rockcastle County, all with their own assessor records. Ground near Burnside that runs to the line can be split in two county records, so check the neighboring map as well. For land near Science Hill, our state page links every bordering county map for Kentucky.

Water near Ferguson

Creeks and ditches near Ferguson may not have detailed mapping, so walk the land after rain. Wet ground around Science Hill is a separate issue from flood zones; the National Wetlands Inventory mapper shows mapped wetlands.

What a flood zone means for a buyer

For a structure inside an A or V zone and the loan is federally backed or regulated, the lender will require flood insurance where the community participates in the National Flood Insurance Program, whether the land is near Science Hill or elsewhere in the county. New construction in a floodplain near Burnside usually means extra permit review; check with the county or town building office before you plan.

Somerset: common questions

How often are flood maps updated in Somerset?

For most people, zones near Science Hill can shift when FEMA updates a panel, so look at the panel date.

How can I tell if a house near Burnside is in a flood zone?

Short answer: look up the spot near Burnside in FEMA's National Flood Hazard Layer viewer, which takes a couple of minutes.

Do I need to worry about flooding in Zone X around Ferguson?

For most people, Zone X near Science Hill means moderate (shaded) or minimal (unshaded) mapped risk; FEMA notes that a large share of claims come from these areas.

What is a base flood elevation around Ferguson?

A BFE near Ferguson tells builders how high the lowest floor should be, and an Elevation Certificate compares the building to it.

What's the tax parcel number used for in Somerset?

It's the number the Property Valuation Administrator (PVA) uses to track a tract near Burnside; copy it before you call anyone.

Open the official Pulaski County, KY parcel map See it in the Platbookmapper directory

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