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Blog · October 14, 2026 · Washington

Stevens County Flood Zone Map in Washington

Look up any Stevens County address on FEMA's flood map, read the zone, and match it to the parcel record for land around Springdale.

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Before you buy a house in Kettle Falls, add on to a barn near Chewelah, or price a lot along the creek bottoms near Loon Lake, check the Stevens County flood zone map. You can check it yourself for any Kettle Falls address in a few minutes.

Next: FEMA's search tool, the zone labels you'll see for Stevens County, and how the parcel record confirms which tract you're on.

Look up the Stevens County flood zone map step by step

FEMA's official flood maps for Stevens County are free at the FEMA Flood Map Service Center. Download the FIRM panel FEMA lists as effective for that part of Stevens County. For an interactive view of the county, FEMA's National Flood Hazard Layer viewer draws the zones over aerial imagery and reports the zone wherever you click near Kettle Falls. Then open the Washington Current Parcels layer in ArcGIS Map Viewer for Stevens County to confirm the parcel near Kettle Falls. Laying the county parcel outline beside the FEMA shading lists if a homesite near Chewelah sits above or inside the zone.

Opening the Stevens County parcel viewer

There's no separate Stevens County parcel site to hunt for; the Washington Current Parcels layer in ArcGIS Map Viewer carries the county's parcels along with the rest of Washington. Click any Stevens County parcel near Springdale to open its record: owner, parcel ID and assessed acreage are generally listed. If the official address for the Stevens County, WA map ever changes, our directory page carries the current link for Springdale and the rest of the county.

Reading the zones on a Stevens County flood map

For a lot in Kettle Falls, the label matters more than the color: A and V zones are Special Flood Hazard Areas, land with a 1-percent chance of flooding in any given year (the base or 100-year flood). Where a Stevens County tract lists Zone AE, there's a base flood elevation to compare a building against; in Zone A there isn't one. If a Stevens County parcel lists shaded Zone X, it is moderate risk, between the 1-percent and 0.2-percent annual chance lines. Clear, unshaded X near Kettle Falls is outside the 500-year floodplain.

Low ground and small streams around Kettle Falls

A low spot on a Stevens County tract outside any mapped zone, so treat an unmapped channel as a reason to ask questions, not proof the ground stays dry.

Questions to ask before buying in Stevens County

For a house near Northport, ask the seller for any elevation certificate on file and the current flood insurance declarations page. An agent working in Stevens County can quote flood coverage once you know the zone for the lot near Northport.

Map dates and floodways in Stevens County

The FIRM panel for Stevens County carries an effective date; if it is old, ask the county floodplain office if new maps for land near Colville are in progress. A floodway on a county panel marks the part of the floodplain that carries the main flow, and it is treated more strictly than the rest of the zone near Loon Lake.

Insurance, permits and map changes

Here's why the zone matters at a closing in Kettle Falls. If a house near Chewelah is mapped in a high-risk zone and secures a loan from a federally regulated or insured lender, a flood policy becomes a loan condition, provided the community near Kettle Falls takes part in the National Flood Insurance Program. In Zone X near Kettle Falls, coverage is optional; pricing a policy for land near Chewelah is still worth a call. If a building near Chewelah sits above the flood line, a Letter of Map Amendment request is the formal route; a surveyor near Chewelah can supply the elevation data. Building or filling inside a mapped zone near Kettle Falls often requires a permit and an elevation check, so call the county or the town office in Kettle Falls before work starts.

Stevens County flood zones questions

What if FEMA's map is wrong about my house near Chewelah?

For a lot in Springdale, hire a surveyor for an elevation certificate, then file a LOMA request with FEMA.

Can I see flood zones on the Stevens County GIS map?

Check the layer list in the Washington Current Parcels layer in ArcGIS Map Viewer; if Stevens County includes a floodplain layer, confirm the zone on FEMA's map anyway.

What is a base flood elevation for a Stevens County property?

For a Stevens County property in Zone AE, the base flood elevation marks how high the 100-year flood is expected to rise, and it is printed in AE zones.

Do I need flood insurance in Zone X in Stevens County?

FEMA doesn't require it for a Zone X lot in Springdale, but coverage is available and some lenders ask for it.

What does Zone AE mean on a Stevens County flood map?

For a Stevens County parcel, Zone AE means a Special Flood Hazard Area with a 1-percent annual chance of flooding and a published base flood elevation.

Open the official Stevens County, WA parcel map Stevens County in the Platbookmapper directory

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