Blog · October 14, 2026 · Kentucky
Using the Versailles Flood Zone Map
The zone on FEMA's map affects insurance, building and resale near Midway.
Main page: Woodford County, KY GIS & Parcel Viewer (official map link, county facts and neighboring maps).
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Weighing a property around Millville? Checking the Versailles flood zone map reveals whether it sits in a FEMA flood zone, and it costs nothing to check. Covered here for Versailles: locating a parcel on FEMA's map, decoding A, AE and X, and pairing it with the Versailles-Midway-Woodford County Planning Commission Zoning Map.
Checking the Versailles flood zone map step by step
Start with FEMA's Flood Map Service Center: type an address near Millville, and choose the dynamic map. A tract near Millville without an address can still be found: zoom in from the nearest road and click inside the land.
Getting to the right map
Go first to the Versailles-Midway-Woodford County Planning Commission Zoning Map; it maps every tax parcel in the county, Midway included. For land near Millville, enter a street address, an owner's name or a parcel number, and the viewer zooms to the match. For property near Millville, the parcel card typically gives the owner of record, acreage on the tax roll, the parcel number and in many cases the last transfer.
Versailles and the county around it
Versailles sits in Woodford County, Kentucky, so its parcels are on the county's map. As the county seat, Versailles hosts the courthouse, so deeds and plats are filed in town. On ground around Midway, city or town hall handles things like zoning, permits and utilities within town limits, but the county runs assessment and recording. Lots just outside the city limits near Midway generally falls under county rules, not municipal ones.
Where the recorded documents are
When the details count, get the recorded deed from the County Clerk; the parcel map near Midway only summarizes it. For acreage around Midway, bring the instrument number shown in the record panel so staff can find the deed fast.
Land on the county line
Woodford County borders Anderson County, Fayette County, Franklin County, Jessamine County, and Mercer County, and each of those keeps its own parcel map. A tract near the line by Midway can be split in two county records, so look at the adjacent map too. Closer to Midway, the Platbookmapper state page lists each neighboring county map for Kentucky.
Taking the map into the field
Most viewers work in a phone browser, useful out on a road near Midway, so load it before you lose signal. A saved image of the lot near Midway and its lines helps when you meet an owner or agent.
Sections, lots and bearings
Tracts outside towns near Millville are often described by metes and bounds, a series of courses and distances from a starting point. Subdivision lots in Midway usually use lot and block from a recorded plat instead, which is simpler to follow. Copy the legal description from the record for the parcel near Midway before you request a deed or survey.
Decoding the flood zone labels
Zone AE includes a base flood elevation (BFE), while plain Zone A does not; builders around Millville design to it. Closer to Midway, shaded Zone X is moderate risk, between the 1% and 0.2% annual chance floods; plain X, or C on older maps, is minimal risk.
A short flood checklist
Ask the listing agent whether the home has flooded on the property near Millville; getting a quote early keeps the budget honest.
Use the county map alongside FEMA
FEMA doesn't draw property lines, so open the Versailles-Midway-Woodford County Planning Commission Zoning Map next to see exactly which lot near Millville you're looking at.
Which office to call
For assessment questions about property around Midway belong with the Property Valuation Administrator (PVA), since that office keeps the assessment data. Building or septic questions for a lot near Midway go to planning, building or health offices, depending on whether the land is inside town limits.
Low spots and local drainage
Small streams around Millville aren't always studied in detail, so ask neighbors about past flooding. Wetlands near Midway can limit building even outside a flood zone; the National Wetlands Inventory mapper shows mapped wetlands.
Money questions tied to the zone
If a building sits in a Special Flood Hazard Area and the loan is federally backed or regulated, flood insurance is generally required in communities in the NFIP, whether the land is near Millville or elsewhere in the county. New construction in a floodplain near Midway usually means extra permit review; call the permitting office early.
Frequently asked
Can a flood zone near Midway change?
In most cases, zones near Millville can shift when FEMA updates a panel; your community is notified before changes take effect.
Can I challenge a flood zone near Millville?
Generally, FEMA's LOMA process is the usual route when a building near Millville sits above the base flood elevation; it starts with an elevation survey.
Is Zone X safe from flooding for land near Millville?
It depends, but Zone X near Midway means moderate (shaded) or minimal (unshaded) mapped risk; FEMA notes that a large share of claims come from these areas.
How do I check the flood zone for an address in Versailles?
Short answer: FEMA's free map shows the zone for any spot near Millville, and the zone code appears on the map.
Can I download parcel lines near Millville?
Most viewers have a print or export tool, and it's worth keeping the parcel ID visible for land near Millville.
Open the official Woodford County, KY parcel map See it in the Platbookmapper directory
Not a survey. County GIS and tax parcel maps are assessment and planning layers. They are not a substitute for a recorded plat, deed, or licensed survey, especially for fences, setbacks, or boundary disputes.